Need advice/help on Quicktime Pro

Hi. I'm trying to help a friend with a video project and I'm having a bunch of trouble. I've been using a variety of software, but I'm hoping that Quicktime Pro (Quicktime 7) can do what I want.
Here's the situation:
My friend has a five minute audio file that he wants to upload to YouTube. He also wants a still image to appear while the audio plays.
I created the image for him in Photoshop Elements - it was a doctored photo of two people. When I added the photo (a PNG) into Imovie 11, the image quality of the photo looked worse. The photo looked "softer" (it was less sharp) and the contrast was lower. However, I uploaded it to YouTube anyway, as a test. The finished video on YouTube looked even worse -- the colors were all orangey.
However, the orangey issue was less important than the softness issue. So, I decided to see if Quicktime Pro could do what I want. I own it, but I've barely used it. So, I opened the photo in Quicktime Pro and it looked just fine -- exactly as it had in Photoshop Elements. I then recorded myself using my Mac's microphone just to create an audio file to add the to the still image. I opened that audio file in Quicktime Pro, then copied and pasted the audio into the movie containing the still image. I then saved the movie.
I am running Lion, and I opened the movie in Quicktime Player (not Quicktime Pro) and it also played just fine. The photo looked right and it played the audio as well. So, I decided to then "Share" the movie to YouTube from within Quicktime Player. It didn't work -- I got an error saying "Operation Stopped The operation is not supported for this media." I got the same error when I trying to export the movie within Quicktime Player. Also, IMovie would not successfully import it.
I tried using Handbrake as well to export it into a different format, and that gave me an error too.
So, I'm not sure what is going wrong. Again, the movie plays just fine in Quicktime Pro and Quicktime Player -- the still image displays properly throughout the entire audio -- but I can't seem to export it or share it.
Any advice is appreciated.
Thanks.
Mirsky

Any advice is appreciated.
The description of your work flow is different from that which I would use. However, be that as it may, the key problem appears to be the default 15 fps frame rate automatically used to merge the photo and audio data. If you export the merged data directly from QT 7 Pro to any option which allows you to change the frame rate, the file which is then produced does not trigger the export stoppage in other applications. I successfully tested exports at 24 and 30 fps in both the QT X and HandBrake apps without problem.

Similar Messages

Need QUICK! help for Quicktime Pro Install

I came in this morning knowing I'd be pressed for time, and that I needed to convert a WMA file to an MP3 for a meeting. I decided to use Quicktime Pro 7. I made the purchase and have been trying for a 45 minutes of precious time to get it installed but am running into one bit of crap instructions after another. First, the instructions say to go into my system preferences and click the Quicktime icon. There isn't one. Next it says to download Quicktime 7 and load Quicktime Pro as an upgrade to that. Downloaded QT7, installed and it went off into space somewhere. Not in my applications folder.
I'm running out of time. Why can't this just be an install process like any other normal program intead of making a person crazy?
Any help would be appreciated.
Runing OS 10.6.8 on a hugely capable system.
Cayce

Oh, I think I get it now. So Quicktime Pro 7 will never show up as Quicktimje Pro 7, as advertised, but will be cleverly hidden within Quicktime Player 7 so that after it is actually loaded, it will still be called Quicktime Player 7, and there will be no visually recognizeable evidence that the install was successful, unless you've experienced this before and know what to drill down & look for, which rarely is the case when a person purchases and installs a software for the first time.
Both the Registration and About windows will display the normal QT 7 icon with the "Pro" text embedded to indicate QT 7 is properly keyed for "Pro" use, as well as, "un-greying" the "Pro" specific options in various menu windows when content is loaded/a player window has been opened. As explained on various Apple web pages, purchasing the "Pro" key does not add any new codecs and does not download any new software. It only turns on the track/layer editing and conversion features for direct access from within QT 7 without having to purchase a full editing app like FCP. This is the way classic QT has worked for the last decade since I started using v5.
Thanks for the kind and thorough assist, though, Jon. I'll manage from here. Curious about the South Jersey Apple Users Group. I'm up at the northern border, in the lakes region, town called Ringwood.
The SJAUG primarily hosts membership throughout "South" Jersey (i.e., from Burlington County to Cape May County.) In the past, when membership was more active, we actually held meetings twice a month (Medford leas and Pine Hill School) to host a split membership. The Video SIG used to be quite active but between the split meetings, dwindling membership, aging membership (many have been members for 10-15 years and at 66, I am considered one of the younger members), and closing of the Pine Hill meeting venue (Pine Hill meeting members now usually go to the MUGSNJ at Gloucester County College), our membership and SIG activities have greatly been reduced over the last few years. In any case, we normally meet the third Saturday of each month at the Meford Leas facility just off Rt 70 in Medford. (http://www.sjaug.org)
I have not visited user groups farther north than the Princeton area. Would invite you down to the next meeting (26 Jan '13) but I'm sure there are closer groups if you are interested. Retired, my video/QT interests are promarily centered on the creating and maintaining of my own personal video library for iTunes/TV/Airvideo management/streaming of content.

I NEED HELP WITH QUICKTIME PRO!!!!

I JUST BOUGHT QUICKTIME PRO AND I AM TRYING TO MAKE A FAMILY DVD WITH VIDEOS FROM MY VIVITAR DVR 840XHD CAMCORDER. I PLUG IN THE CAM THRU MY USB AND WHEN I GO TO OPEN THE VIDEO'S WHICH ARE SAVED AS .AVI FORMAT, QUICKTIME SAYS THAT I NEED TO DOWNLOAD THIRD PARTY CONNECTIONS AND NO VIDEO'S SHOW UP. I DOWNLOADED EVERY SINGLE CONNECTION EXCEPT DIVX BECAUSE IT DOESNT SUPPORT MY PPC UNIT AND STILL I GET NO PICTURE OR SOUND...ITS JUST PITCH BLACK. I DON'T KNOW WHAT TO DO I DON'T KNOW WHAT ELSE I NEED IN ORDER TO VIEW MY VIDEOS ON QUICKTIME PRO. I DO USE A HD SD CARD BUT I DON'T THINK THATS THE PROBLEM...PLEASE IF SOMEONE KNOW'S WHAT TO DO PLEASE HELP ME OUT ASAP...THANK YOU.

PLEASE IF SOMEONE KNOW'S WHAT TO DO PLEASE HELP ME OUT ASAP
AVI is a file container -- not a compression format. To know what codec you need, you have to check the Finder "Information", QT "Inspector", QT 7 Pro "Properties", or similar multimedia window that will tell you what audio and/or video codec was used to encode your file. If the codec is available for the Mac, you would then download and install the specif component or component package providing the needed support. Most common AVI components are supported by the Perian component package... but not all. If you simply ant to try a "hit or miss" installation approach, then you should propably start here if you have not already installed the latest version. However, be sure to read the warnings regarding known conflicts with certain other components which now may have to be removed.

Need Help Removing Quicktime Pro 7 in Snow Leopard

I am trying to uninstall my Quicktime Pro registration. It came with a piece of software I no longer have on my machine, and I'd like to remove it.
Unfortunately, there is no visible serial code shown for Quicktime (somehow, it simply detected that I had Final Cut Pro installed at one point and automatically registered).
I cannot figure out where/how to reset this or what to delete to make Quicktime Pro go away. Please advise.

I'm not sure if it's the same as when you enter in a purchased key, but look in your user/Library/Preferences/ByHost for a com.apple.QuickTime.xxx.plist file (where "xxx" is probably a long string of letters and numbers) and if there is one, delete it and see if that clears the registration.
Hope this helps.

PLEASE HELP! Quicktime Pro with iMovie and .MPG Files

Hello. Please help me. I'm on a G5. 10.5.3. iMovie 7.1.2 (577) I have a series of .MPG files that I need to import into iMovie to edit, arrange and then export over to iDVD, etc. iMovie does not see the .MPG files. The Apple site states that iMovie sees only MPEG-4 files and DV files. I also own Quicktime Pro 7.5 (149.5). When I open the .MPG file in Quicktime Pro, even though the file plays perfectly, when I select "Export to MPEG-4" so I can create a readable file by iMovie, I get an error message that say's "Failed: Export process terminated unexpectedly (10). Complete frustration. Is there another way I can convert these files so iMovie can see them? What's wrong with my Quicktime Pro? I bought DivX Pro last night. I thought maybe that program would make an iMovie readable file. No luck. I used DivX to convert and it created a DivX file with NO SOUND. Wasted money.
If anyone has any solutions for my problems noted here or possible alternatives so I can achieve what I'm trying to do successfully, PLEASE ADVISE as soon as possible.
Thank you for taking the time to read this and THANKS, in advance, for your help.

You'll get a ton of ideas from others so, by no means, don't think that mine will solve your issue. I, personally have fallen in love with [StreamClip|http://www.squared5.com>. It does a ton of stuff.
As for your Error 10, hopefully that's just an "out of space" (on your drive) error and not an I/O error (a problem with the drive reading/writing)
But, you said you have Quicktime Pro and you're going to iMovie so I'd try to make your .MPG files a DV Stream...I think that's what I movie likes.
Anyway try that,
Tom
----- !http://hockeynarrative.files.wordpress.com/2007/09/sharkslogo.gif!

Can anyone help with Quicktime Pro audio prob?

I've been trying to compress an audio/video file shot on my Cybershot so that I can upload on a contest website. Every time I copy into I-Movie, I have no audio (although it plays fine on my desktop). I was told I-Movie does not support muxed streaming. At Apple's recommendation, I upgraded to Quicktime Pro.
The audio and video both work fine when I play it in Quicktime Pro; but when I export it from Quicktime to either MPEG4 or Quicktime Movie, I get no audio. (Also, the audio setting area is grayed out.) Any suggestions? I need to send the file 320X240 around 15 mb by midnight tonight.
Thanks for the help...

Use the "Export to DV" option. (Any of the sub options will work.) Split into segments if needed for older versions of iMovie.

Really need advice/help please

I am importing VHS movies and I need advice on procedures, I am really stuck so any advice given will be very helpful.
I have my VCR connected to a ADVC300 analog to digital convertor, which is hooked up to my macbook.
I am using iMovie 08, but have the previous one installed iMovie HD 6.
I have no problem importing the footage... it comes in as a DV file (which I believe I need in order to edit footage later on).
My problem is:
1) The size of the DV is HUGE. Is this the format that I need to edit to later put on DVD by converting to mp4?
2) I am a total novice, so is iMovie the best for doing the import? I have Final Cut Express, but I am not sure how to use it.
3) I also have QT Pro, but after I am done doing an import and transfer the DV file to my back up drive... I cant seem to get the import to pull up in iMovie again. Do you have to do the editing right away after the import or you loose the ability in iMovie?
4) My HD space on my computer is almost full and I thought that I deleted the DV file off my computer after transfering it to a backup drive. I went into Movies, and iMovies and deleted it... but it must be stored somewhere else, because I have like 60 GB used still?
Thank you SO MUCH!!!!

1) The size of the DV is HUGE. Is this the format that I need to edit to later put on DVD by >converting to mp4?
Yes, DV is huge. You really need an external drive. The hugeness of DV is not an issue for iDVD. iDVD will convert the DV or MP4 into MPEG2 for encoding on the DVD. If you get iMovie 09, you can send DV to iDVD. In iMovie 08, you share as an h.264 file and that goes to iDVD. In my experience, not much difference.
2) I am a total novice, so is iMovie the best for doing the import? I have Final Cut Express, but I am >not sure how to use it.
Yes, iMovie 08/9 is the best. You can easily edit in iMovie 08. However if you later want to edit in FCE, you can access these files from FCE. If you import into FCE, iMovie can't see them.
3) I also have QT Pro, but after I am done doing an import and transfer the DV file to my back up >drive... I cant seem to get the import to pull up in iMovie again. Do you have to do the editing right >away after the import or you loose the ability in iMovie?
In iMovie, click VIEW/EVENTS BY VOLUME. You should see your external drive in the Event Library list. You can drag your file from your internal drive to the external drive by dragging and dropping the icon for your event onto the icon for the external drive. If you do it this way, iMovie will still see it.
4) My HD space on my computer is almost full and I thought that I deleted the DV file off my >computer after transfering it to a backup drive. I went into Movies, and iMovies and deleted it... but >it must be stored somewhere else, because I have like 60 GB used still?
It might be in your trash. Try emptying your trash.

Help! Quicktime Pro

i purchased quicktime pro about 3 months ago from Apple.com
However, i recently had to clean out my hard drive and back everything up. obviously once i got my laptop back, i didn't have QuickTime Pro installed anymore. since i've already paid for it, how do i get it back? how do i download it again and prove that i've already purchased the software and should not need to pay for it again?
-alex

Hi,
I am having a similar problem. I purchased QT Pro (key) and now have only QuickTime (player) on my MacBook Pro.
When I go to the QuickTime preferences, it says I have QuickTime Pro and it shows my registration key. However, every time I open QuickTime, it only shows up as "Player" and NOT Pro. None of the Pro functionality is available either. So, I tried to reinstall the QuickTimeProMediaComponent.pkg, but it stops abrputly and tells me to try and install it "again". I've tried to reinstall it again and again, and it still gives me this error.
Is there some way to download a new copy of "Pro" and use the Key I purchased from Apple to install this again, or just make it work?
Thank you so much,
Joel

Need new install of quicktime pro

I need to reinstall quicktime pro (have a paid registration number), but can't find where to download program without buying it again. thank you

Click here, or here if you're using Mac OS X 10.6, and then supply your key to the free player.
(53297)

I need your help regarding Macbook Pro with FCS3 via USB

Sorry for the double posting, I need your help...
I am producing an independent TV movie. We are shooting in HDV with a Sony Z5.
Currently I am using a 2007 iMac (1gb) for the FCS3. I am considering buying a Macbook Pro 15' i7, because I need the portability as well as a WD 1TB portable external drive.
Just when I am about to buy the machine I started to read all about the USB vs. the Firewire. What should I do? The MBP only have one firewire port...if I use an USB portable external drive means that I won't be able to use FCS3 properly and that buying a MBP will mean spending money in something that I won't be able to make it work properly??
Thanks for your help!!!!

Hi there,
As Patrick said its Firewire hubs you should avoid along with directly connecting your media drive via USB. USB hubs are fine for connecting peripherals (keyboards, tablets, mice etc). directly connecting USB media drives is not for streaming video due to their method of sending data in packets rather than as the continuous stream that firewire provides. Firewire hubs just seem to cause all sorts of headaches to those that have used them, I cant give you a specific reason other than splitting the available FW bandwidth (someone with more knowledge on this will have to chime in), its more just inherited practice.
cheers
ANdy

Need serious help with quicktime for windows. PLEASE HELP!!! : (

So i had quicktime on my windows program list and have had it since i bought the computer back in 08' well i got it back from a pawn shop after being down on my luck and they wiped everything out. ever since then i have been uploading pics and videos from my digital camera and the pics are fine but alot of the vids that i have put on here cannot be viewed and when i try to watch them i get an error message saying i need the latest version of quicktime. so i have tried uninstalling it after many failed update attemtps and i cannot get it to uninstall i have tried everything imaginable, from windows utility cleanup to removing it in add/remove programs to just deleting the files in the program list folder. Nothing. i get a prompt saying "the feature you are trying to use is on a resource that is unavailable." and then it goes on to say.. "Click ok to try again or enter an alternate path to a folder containing the installation package 'quicktime.msi' in the box below." and it already has two diffrent paths located in the entry box and i have tried them both and it keeps giving me the same message as i posted above. i am so lost and it dont help that i dont really know a whole lot about computers. i am stuck between a rock and a hard place.any input would be greatly appreciated. thanks!

i get a prompt saying "the feature you are trying to use is on a resource that is unavailable." and then it goes on to say.. "Click ok to try again or enter an alternate path to a folder containing the installation package 'quicktime.msi' in the box below."
Unfortunately, these sorts of msi-related troubles have gotten more complicated to deal with ever since Microsoft pulled the Windows Installer CleanUp utility from their Download Center on June 25. First we have to find a copy of the utility.
Let's try Googling. (Best not to use Bing, I think.) Look for a working download site for at least version 3.0 of the Windows Installer CleanUp utility. After downloading the utility installer file (msicuu2.exe), scan the file for malware, just in case. (I use the free version of Malwarebytes AntiMalware to do single-file scans for that.)
If the file is clean, to install the utility, doubleclick the msicuu2.exe file you've downloaded.
Now run the utility ("Start > All Programs > Windows Install Clean Up"). In the list of programs that appears in CleanUp, select any QuickTime entries and click "Remove".
Quit out of CleanUp, restart the PC and try installing QuickTime again. Does the install go through properly this time?
(If you do find a clean download site for the correct version of CleanUp, please don't tell me where it is. Without wishing to sound paranoid (although I grant it does sound paranoid), there is a non-zero chance that posting links to download locations for the utility here at Discussions leads to that download location being shut down.)

Need immediate help! QuickTime completely messed since system recovery!

Our computer crashed due to a virus not too long ago. When we recovered the OS, QuickTime reverted to version 6, but 7 remained on the HD. I uninstalled 6, but 7 still doesn't work.
Specifics:
iTunes keeps encountering an error and needs to close whenever I open it.
Every application using QT closes with an error and displays "Some of your QuickTime software is out-of-date," and clicking "Do It Now" causes another error.
I cannot uninstall QuickTime. Everytime I try, the procedure rolls back and I get the message "Fatal error during installation."
Help please!
Edit: I uninstalled iTunes.

That's not the solution; it's just a test, which shows that bad data in your home folder is interfering with Safari.
Quit Safari and move the following items to the Trash:
Library/Caches/com.apple.Safari
Library/Caches/Metadata/Safari
Try again. If Safari still doesn’t work, quit it again and move the following file to the Desktop:
Library/Safari/Bookmarks.plist
Then move the following items to the Trash (some may not exist):
Library/Preferences/com.apple.Safari.LSSharedFileList.plist
Library/Preferences/com.apple.Safari.plist
Library/Preferences/com.apple.Safari.RSS.plist
Library/Safari
Try again. This time Safari should perform normally, but your settings will be lost. Select File > Import Bookmarks from the Safari menu bar. Import from the bookmarks file you moved to the Desktop. Recreate the rest of your Safari settings. You can then delete the old bookmarks file.

Need some help with Macbook Pro A1260

I purchased a non working MacBook Pro from Ebay as way to try out servicing Apple hardware along with the Windows hardware I service.
I have been able to get the laptop to power up, but only in an odd way. By reflowing the logic board it will now start up, but only in certain order.
If I reset the SMC by pressing the power button for 20 seconds and than connect the power supply and still holding in the power button for an additional 20 seconds it starts when I release the power button. I can turn it off and on until I unplug it and plug it back in. When I do that it will not start again, if I perform the same SMC reset procedure it will work and turn on. During this time the light on the power connector is off. When it is LIT it will not start. I also get just a white screen and no Apple logo. It will also boot directly from the harddrive. The problem is that the drive is a windows OS drive. I put the drive in to see if the logic board would see it.
This machine was shipped to me without the hard drive and without the recovery disks.
Now as I understand it, unlike Windows and Linux you cannot boot from an install disk for the OS with an Apple product, is that correct? That means I'm stuck here without the recovery disks?
When I first reflowed the logic board it booted to the apple logo then asked what to boot. It seemed to boot fine and show the apple logo a couple times but now it is not. I did start it up prior to getting it completely installed in the machine. Should I try the reflow again? Is it possible to get the recovery disks from Apple? The apple store near by was not very helpful. The person at the door was a little condescending, "it's nice to try and save a little money", "wow that's an old piece of hardware", He totally missed the point that this an exercise in education. I'm trying to learn how to help people when they cannot afford to purchase a new machine. The same thing I do for Windows PC users.
Thank you for any and all suggestions and assistance. I look forward to recovering this and checking out what the Mac users have telling me for years.

Ogelthorpe suggested that I add my two cents here.
This site is a wonderful accurate resource for a Lot of information about every Mac ever issued. The link is directly to the MacBook you seem to have:
http://www.everymac.com/systems/apple/macbook_pro/specs/macbook-pro-core-2-duo-2 .4-15-early-2008-penryn-specs.html
Your Mac initially runs the Power On Self Test. When that test passes, the chime is generated by software. If a reliable source of software can be found, booting is likely. If it fails only due to memory, the power light will flash a deliberate pattern (not just flickering), and it may also beep in a similar fashion. This indicates "not enough working RAM to start up", so in some cases, you will want to remove all the memory and look for those flashes.
The simplest boot-up procedure any Mac can do is to boot up while you hold the Alt/Option key. This runs a ROM-resident routine which draws a pale blue or gray screen, and over the next several minutes, explores all possible addresses looking for all possible appropriate source of appropriate software. If any are found, an Icon is drawn for each, and its name will be listed underneath. The mouse can be used to select one and click the arrow to proceed. Mac OS X can boot from any attached device, such as a USB stick or external (self-powered) DVD Reader or External Hard Drive.
The gray Apple in not resident inside your Mac's Hardware. Its loading indicates an appropriate source of software was found, and the first blocks of the boot loader were successfully transferred into memory. Hanging with the gray Apple on the screen indicates it failed while trying to run the loaded blocks of the Boot Loader. With certain extremely rare graphics issues, the gray Apple can appear scrambled like a puzzle.
Many system functions, including fan and temperature control, charging, system clock generation and low level inputs such as keyboard presses are handled by the System Management Controller SMC. Resetting the SMC in case it has gotten into an odd state is vital to debugging.
Intel-based Macs: Resetting the System Management Controller (SMC)
If you removed the motherboard for baking, you may have seen the MagSafe charge board. These sometimes need replacement if there have been serious power problems previously, and are available as spare parts from the sources mentioned in posts above. Most other components are soldered in place, and in much later models, the RAM chips are soldered in place as well.
Mac OS X 10.6 uses the Installer/Utilities DVD to do auxiliary functions. Once you move to 10.7 and beyond, these are moved to the Recovery_HD partition on the Hard drive. Once installed, you can copy your Recovery_HD to a 1 GB USB stick using an Apple Utility, which can be booted independently. Macs after about 2011 (except the silver tower Mac Pro) have added the ability in firmware to get this stuff off the Internet via common WiFi set-ups. They can, from a cold dead start, download the stuff needed for Utilities and Installs.
If you download 10.7 or later form the Mac App store, you can make an Installer/Utilities USB stick on an 8GB stick. Making a dual-layer DVD is also possible, but is not as popular because it takes so long to boot up and install off a DVD. You must intervene in the process to make such an image. It must be done after the download is complete, and before the Installation has finished, because the Install package is deleted at the end of the Install. You can steer this or any Install to nay attached and properly-initialized drive.
There is no EXPLICIT copy protection on Mac OS X tools and images, but when downloaded, all will be tagged with the Apple-ID you supplied, and any re-load will require that same Apple-ID and password, or the new owner will need to download their own fresh copy using their own Apple-ID. If you are working mostly for a single client organization, you can ask them to provide their preferred Apple-ID, or create one and provide it to them to be used for their overall Mac APP Store purchases. Once purchased (even for $0), items in the Mac App Store appear on the Purchases page of the logged in Apple-ID, promised as "forever".
Windows does not believe there are any other Operating Systems in existence, so it limits you to booting from the Internal drive, limits the number of partitions that can be created to a total of four, and as its crowning achievement: should you use ANY Windows tools to directly modify or even resize disk partition information, the Apple Partition information is lost, and Mac OS X can no longer boot. Windows is a terrible guest.

Need advice helping raising my Fico score (571)

Hi guys, Long time lurker, first time poster. Long story short, I had a chapter 7 bankruptcy discharged September 2014. At that time, my Fico score rose 9 points to 584. Since that time, my Fico score dropped to 544, and has seen a very mild increase up to today’s date at 574. I don’t have any of my own credit cards, although I am an authorized user on all of my fiancés Credit Cards. Between her and I we have two installment (auto) loans. She has the following Credit Cards, with the credit limits in the first column, with our typical balances in the next column (first 5 cards are paid off in full each month by due date, the last 4 cards have running balances on them that are targeted to be paid off at various points in the next year) : American Express Blue Cash Everday: $2000 $200 10.0% Target Visa Credit Card: $6500 $600 9.2% Wal-Mart Mastercard: $6000 $400 6.7% Toys R Us Mastercard: $8000 $200 2.5% Kohl's Credit Card: $1500 $100 6.7% Kay Jewelers Credit Card: $7650 $700 9.2% will be paid off on 10/1/15Best Buy Credit Card: $3000 $2900 96.7% will be paid off on 2/10/16Citi Diamond Preferred Card: $8800 $7800 88.6% will be paid off on 6/3/15Capital One Card: $7000 $3300 48.5% will be paid off on 9/30/16 My question is: Do I need to add credit cards for just me, instead of being an authorized user on her cards? All of the cards I am added as an authorized user for are added to my credit report, and I thought with having multiple balances reporting each month that my score would change, but it really hasn’t at all. Does my bankruptcy really keep my score weighed down so much? Today I applied for a Capital One Quicksilver1 Unsecured card and was approved with a $1000 limit and I will start using that monthly. Should I apply for additional cards just under my name? I know that keeping most if not all cards below a 10% utilization rate is key, and we are trying to get there and hopefully won’t have any outstanding balances in one years time. However, I am curious as to what tips and advice I can get at helping raise my score. I figured that my score would be higher than it currently is, but clearly I am not doing the right things in raising it. Our plan is to purchase a new home next fall (she currently owns our current home just under her name), but by the time we are married next summer, it would be nice to have both of our incomes considered for a new house loan, and I certainly won’t help out that situation with my garbage credit rating. Thanks guys.

NormanFH wrote:
sanders_tj wrote:
I was approved for $1000 limits on both the Quicksliver One card and the Platinum. Those both should be sent to me in the next week or two. We will be starting to move the charges we currently use on the Target credit card (groceries), the Toys R Us card (dinner, activites, etc.) and the Wal-Mart Card (fuel) over to the AmEx card in order to take advantage of the cash back so there won’t be much of a balance (if any at all) on any of those 3 cards. I figured instead of paying some of our utility type bills such as cell phone, cable, internet, gas, electric, etc. I would put those on my Quicksilver One card and pay them off each month, just as I would normally do with the cash in our checking account. I don’t know what I will use the Platinum card for, but I’ll find a use for them. As for the first reply I received, yes, some of the balances are high on a few cards. Those aren’t charges of us just racking up debt for fun. Life happened (child custody case with my ex, vet bills, etc.). As I already stated, we have a payment schedule set up to pay off those high balances within the next year. Normally, we don’t carry that high of debt on our cards. And best of all, we don’t miss payments. EDIT: Is there no effect to my credit report (or is the effect not as substantial?) if I am an authorized user as opposed to the sole card owner?Remove yourself from the AU status on the four cards that have the high balances. No sense in letting those balances hurt both of your scores.PIF before the statement closing date ALL cards except for one. Allow that one card to report a balance of under 10%. That strategy will always put you in maximum FICO score territory. Request CLI's on both Cap One cards after the third statement. Don't wait for the credit steps. You will still get a credit steps auto increase at the sixth month+1

Need advice helping raising my Fico score (574)

Hi guys, Long time lurker, first time poster. Long story short, I had a chapter 7 bankruptcy discharged September 2014. At that time, my Fico score rose 9 points to 584. Since that time, my Fico score dropped to 544, and has seen a very mild increase up to today’s date at 574. I don’t have any of my own credit cards, although I am an authorized user on all of my fiancés Credit Cards. Between her and I we have two installment (auto) loans. She has the following Credit Cards, with the credit limits in the first column, with our typical balances in the next column (first 5 cards are paid off in full each month by due date, the last 4 cards have running balances on them that are targeted to be paid off at various points in the next year) : American Express Blue Cash Everday: $2000 $200 10.0% Target Visa Credit Card: $6500 $600 9.2% Wal-Mart Mastercard: $6000 $400 6.7% Toys R Us Mastercard: $8000 $200 2.5% Kohl's Credit Card: $1500 $100 6.7% Kay Jewelers Credit Card: $7650 $700 9.2% will be paid off on 10/1/15Best Buy Credit Card: $3000 $2900 96.7% will be paid off on 2/10/16Citi Diamond Preferred Card: $8800 $7800 88.6% will be paid off on 6/3/15Capital One Card: $7000 $3300 48.5% will be paid off on 9/30/16 My question is: Do I need to add credit cards for just me, instead of being an authorized user on her cards? All of the cards I am added as an authorized user for are added to my credit report, and I thought with having multiple balances reporting each month that my score would change, but it really hasn’t at all. Does my bankruptcy really keep my score weighed down so much? Today I applied for a Capital One Quicksilver1 Unsecured card and was approved with a $1000 limit and I will start using that monthly. Should I apply for additional cards just under my name? I know that keeping most if not all cards below a 10% utilization rate is key, and we are trying to get there and hopefully won’t have any outstanding balances in one years time. However, I am curious as to what tips and advice I can get at helping raise my score. I figured that my score would be higher than it currently is, but clearly I am not doing the right things in raising it. Our plan is to purchase a new home next fall (she currently owns our current home just under her name), but by the time we are married next summer, it would be nice to have both of our incomes considered for a new house loan, and I certainly won’t help out that situation with my garbage credit rating. Thanks guys.

I was approved for $1000 limits on both the Quicksliver One card and the Platinum. Those both should be sent to me in the next week or two. We will be starting to move the charges we currently use on the Target credit card (groceries), the Toys R Us card (dinner, activites, etc.) and the Wal-Mart Card (fuel) over to the AmEx card in order to take advantage of the cash back so there won’t be much of a balance (if any at all) on any of those 3 cards. I figured instead of paying some of our utility type bills such as cell phone, cable, internet, gas, electric, etc. I would put those on my Quicksilver One card and pay them off each month, just as I would normally do with the cash in our checking account. I don’t know what I will use the Platinum card for, but I’ll find a use for them. As for the first reply I received, yes, some of the balances are high on a few cards. Those aren’t charges of us just racking up debt for fun. Life happened (child custody case with my ex, vet bills, etc.). As I already stated, we have a payment schedule set up to pay off those high balances within the next year. Normally, we don’t carry that high of debt on our cards. And best of all, we don’t miss payments. EDIT: Is there no effect to my credit report (or is the effect not as substantial?) if I am an authorized user as opposed to the sole card owner?

Need advice/help on Quicktime Pro

Similar Messages

Maybe you are looking for