Need Advice in Purchasing my first Apple

I will be purchasing an IMac this weekend, but am still a bit unsure on which one to go with. This will be my first apple computer and I've spent a good part of this month researching on which type would best suit my needs. It comes down to the 20" IMac or the 24" IMac. I would be upgrading either one to the 500 Gig hard drive, adding the apple care plan, and purchasing a 4 GB's worth of RAM from crucial.com (far cheaper than what apple sells it for). If I went with the 24", I would probably choose the lower end of the two, but upgrade to the 2.8. I will primarily be doing screenwriting, light gaming, and heavy use with programs like Final Cut Pro and Photoshop. But these forums have made me very wary of the 24" with all the problems people seem to be having with driver issues, color distortion, pixel issues, and etc..? I have not seen many of those issues in these forums with the 20" model. Both computers seem to contain nearly the same processing power, and I am wary of the 500 dollar price difference amongst the two, if the more expensive one is going to be a huge headache. What should I do?

One of the lovely aspects before buying a new computer is deliberating the configuration that suits your needs best. I have a MacBook Pro myself and for my job I can use the new iMac 24" 2.8 4GB 1TB HD. It is a dream machine. We buy an Apple care protection with every new mac machine that the company buys and although we never had to make use of it just the reassurance "in case" is worth the investment. Reading your post you are about to spent some big bucks this weekend and whilst you're at it I would advise you to go all the way with it. What I mean is when you want the extra RAM, go for the Apple sets. When something goes wrong, and one of the problems you mention should happen, are more likely to get fixed quickly cause the knowledge is available and stand-by regarding Apple hardware. Third party hardware has it's own architecture that needs specific knowledge and insight allowing a swift and effective repair / trouble shooting solution. So whenever a problem occurs your return on investment may be much more worthwhile with regards to the money you saved on the purchasing of your machine and it's configuration.
The 20" is fine for FCP and other graphical programs, the 24" is "really neat".
Apple does some pretty good factory "pimping" whenever required

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    Regardless of version, experience has shown that Java on the Web can't be trusted. If you must use a Java applet for a specific task, enable Java only when needed for the task and disable it immediately when done. Close all other browser windows and tabs, and don't visit any other sites while Java is active. Never enable Java on a public web page that carries third-party advertising. Use it only on well-known, password-protected, secure websites without ads. In Safari 6 or later, you'll see a lock icon in the address bar with the abbreviation "https" when visiting a secure site.
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    A Windows malware attachment in email is usually easy to recognize. The file name will often be targeted at people who aren't very bright; for example:
    ♥♥♥♥♥♥♥♥♥♥♥♥♥♥!!!!!!!H0TBABEZ4U!!!!!!!.AVI♥♥♥♥♥♥♥♥♥♥♥♥♥♥.exe
    ClamXav may be able to tell you which particular virus or trojan it is, but do you care? In practice, there's seldom a reason to use ClamXav unless a network administrator requires you to run an anti-virus application.
    8. The greatest harm done by anti-virus software, in my opinion, is in its effect on human behavior. It does little or nothing to protect people from emerging threats, but they get a false sense of security from it, and then they may behave in ways that expose them to higher risk. Nothing can lessen the need for safe computing practices.
    9. It seems to be a common belief that the built-in Application Firewall acts as a barrier to infection, or prevents malware from functioning. It does neither. It blocks inbound connections to certain network services you're running, such as file sharing. It's disabled by default and you should leave it that way if you're behind a router on a private home or office network. Activate it only when you're on an untrusted network, for instance a public Wi-Fi hotspot, where you don't want to provide services. Disable any services you don't use in the Sharing preference pane. All are disabled by default.

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