Never ending loading of Personal Hotspot on iPhone 4.?

I am unable to activate Personal Hotspot on my iPhone 4 running iOS 5.0.1..
First of all, personal hotspot is not showing in Settings tab.
Secondly, in the Settings>General>Network, when i activate my cellular data plan. Then the persoanl hotspot feature appears but with a never ending loading sign. So i am unable to activate it even after activating my data plan...
Please help me out ASAP..
Thanks in advance..

Well you can't connect to 2 networks at the same time. So just choose either or.

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    Message was edited by chiefboz (More details added)

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