New account same lender score impact?

Hello,  As I just added a new Capital One card I was wondering if I will still see a new account impact on my scores?Or being that it is the same account with a added card not hurt? I took a 7 point drop in my Experian today from the new Inq, do not know yet about TU and EQ. Thank you! 

BobbyLee2 wrote:
Hello,  As I just added a new Capital One card I was wondering if I will still see a new account impact on my scores?Or being that it is the same account with a added card not hurt? I took a 7 point drop in my Experian today from the new Inq, do not know yet about TU and EQ. Thank you! It sounds like you mean one of the following: (A)  You have had a credit card for a while with Capital One.  Then, in the last few weeks, you added a second (different) card.  For example, maybe you had the Venture and then added the Quicksilver. (B)  You have had a credit card for a while with Capital One.  Then, in the last few weeks, you requested another card (physical piece of plastic) on the same account -- no new line of credit.  For example, perhaps you added your wife to the existing account, so they sent a new card. If (A) is what you mean, then it is not the same account,  It is a second, different account with the same creditor.  You will see the same FICO impact as if you added a new card with (say) Chase or Citi. If (B) is what you mean, then you will see no FICO impact.  You do not have a new account on your credit report.  If it is a new user on your account, that person would experience a FICO impact.

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