New iPad: would like to access content on 2 iPhones but both have separate Apple IDs -help!?

I've completely comfused myself with Apple IDs and iCloud IDs today so can someone help please?
MY husband and I have separate iphones and ITunes accounts. We have just bought an iPad which we plan to share. We don't want this iPad to be cloned from either of our accounts but we're hoping to be able to bring up different content/ apps while sharing photos to both our iPhones. Wold we always have to sign in/out of social media apps to swap over (for example) or is there another way to easily share the device by performing one sign in and all the apps switch over to that profile?  I considered cloning one of our iPhones and only sharing selected apps from our iPhones (not even sure I can!) or setting up a brand new iCloud ID to be a shared account that we can then (hopefully) use family sharing to share photos. Is this the best way?
I keep reading articles about signing in with this Apple ID and then this iCloud ID and now I'm just lost!
Thank you in advance!

How to use multiple iPods, iPads, or iPhones with one computer

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