New to Verizon and Confused by Options

Hi,
I am brand new to Verizon Wireless and LOVE the improved coverage and reception that I get over my old carrier.
I know these terms are probably covered somewhere else but I haven't found a clear explanation of what some of the features are and if they involve extra charges.  I am wondering if someone can help. I have a family shared plan for voice and the standard data plan for my new Samsung Fascinate (which I love too ... even compared to my previous phone, the Nexus One.)
V Cast
Get It Now
VZ Navigator
Visual Voice Mail
NFL Mobile
3G Mobile Hotspot
I am not sure if there are other services (either free or requiring an extra charge) that I am just unaware of yet or not.  Any help is appreciated.
Thanks in advance,
Bill in Woodstock, Georgia, USA

Welcome to the forums board! I will be happy to provide you with information for each one of these features. These are applications that comes with the phone. If used there would be fees associated with each feature if it is used. 
 VZ Navigator provides visual and audible directions to a destination, locate businesses and other places in an area, get a map of a location, bookmark favorites and recent searches, and even share locations with others.There is a monthly subscription fee if activated for $9.99.
 NFL Mobile provides live video, audio, news and information throughout the NFL Season. Requires a $10 V Cast Video Subscription.
Visual Voice Mail (VVM) is an application that allows subscribers to manage their voice mail directly from their device instead of dialing into the traditional voice mail system. Customers can view, listen to, delete, and manage, their messages regardless of delivery order.There is a $2.99 monthly fee if used.
The 3G Mobile Hotspot application provides access for up to five Wi-Fi enabled devices including notebooks, netbooks, MP3 players, cameras, portable gaming systems, etc.All 3G smartphones with the mobile hotspot capability will be required to activate the $20/2GB if intended to use. 
Media Center, formerly GIN (Media Center/GIN), is a virtual marketplace for applications. The Media Center marketplace is a solution that allows Verizon Wireless subscribers to customize and personalize their devices much like PC users customize their desktops.
V CAST Video enables customers to: 
Use on-demand video services. 
Stay abreast of the latest news, sports, weather, and entertainment. 
Get alerts when new clips matching customer preferences are available for viewing. 
See video clips that are stored on a server. 
Video clips are available for streaming and/or downloading. 
The 3G Mobile Hotspot application provides access for up to five Wi-Fi enabled devices including notebooks, netbooks, MP3 players, cameras, portable gaming systems, etc. 
You can also view the feature through your my verizon account. Click here https://myaccount.verizonwireless.com/accessmanager/public/controller?action=displayRegistration&goto=&lid=Register once you are signed into the online account if you will place your mouse over the account tab and click on plan. 

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