Oh snap on a roll, approved for Sallie Mae!

How hard is it to get the Sallie Mae card? I've only been through 3 statements with my current rewards card and was approved for that after recon. My profile is a lot better and thicker now with my score being 30+ points higher than when I was approved, what are my odds At this point in getting approved? I have 3 collection on my cr that expire 4/2016..any help would be appreciated

So after going on my first app spree last night going 2 for 4, I wanted to shoot for one last card. Figure I should take a pull from my TU report as it was untouched from the spree, applied for the Sallie Mae card got the 7-10 message. Called recon instantaneously, analyst asked about my delinquencies from 3 years ago, explained, he then asked what my goals were to pay off my balance??? Lol found that funny, to cut it short he approved for $2500 I said no I wanted something higher, he said OK $3500 and happy 4th!

Similar Messages

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    MJ8121 wrote:
    Thanks for the advice on Capital One.  I tried the prequalify there and it said "we couldn't match your records to a card offer.  But based on your answers, we think you might like this card" (the QuicksilverOne).  I guess that means that I am not pre-approved for any of those cards? Just as a general question: if I apply for the Sallie Mae MC and am denied, how long would you all recommend waiting before applying for a different (more easily attainable) card?Recon first before applying for another if declined...  I believe the UW/Analyst are open 24 hours a day..  Not sure on the other answer, but sure other people will weigh in...   I still think the sticking point is no CC history even with the Apple CC from barclay's which is their easiest.. Barclay's isn't known to be a lender that wants to hand out credit to a person new into the game nor do they really like to have more exposure than other lenders either.. Obviously there are exceptions to every rule. As stated if you can afford a TU pull go for it, only 1 TU pull or should only be one against TU..  Otherwise I would suggest going for a Discover or Cap1 where you don't need cc history persay..    

  • Sallie Mae Approved !! Can i recon for high CLI ?

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    cbe2468 wrote:
    Called the barclays backdoor number and reconned . Credit analyst increased the limit from 8K to 10K . She confirmed the same HP report that was pulled for the initial approval was used .Totally cool! You duun gud !!! Took a nice $4k auto-cli after six months so work the card. Usually I do not seek HP CLIs.Thanks !! . Will take care of this card very nicely and expect Barclays to do the same after six months  BTW , i was trying to edit the subject topic to reflect that i had already reconned . Not sure how to do that . can you please let me know how to do it .

  • Sallie Mae Approved !! Edit : Reconned from 8K to 10K

    Hi All ,         I just got approved for Sallie Mae credit card for 8K at 13.99%  . I will be using this card for the 5% categories and the Discover IT for the rest (double cash back) . Though i am happy i got approved , a littlt disappointed as most of my other cards have higher limits than this , and i was expecting atleast 10 K limit on this card . If i call them tomorrow and request for a CLI using the same HP they did for the initial approval , will they even consider it ? or i have to wait a couple of months ? . Thanks , (Mod Edit - Title)

    Spider15 wrote:
    cbe2468 wrote:
    Called the barclays backdoor number and reconned . Credit analyst increased the limit from 8K to 10K . She confirmed the same HP report that was pulled for the initial approval was used .Totally cool! You duun gud !!! Took a nice $4k auto-cli after six months so work the card. Usually I do not seek HP CLIs.Thanks !! . Will take care of this card very nicely and expect Barclays to do the same after six months  BTW , i was trying to edit the subject topic to reflect that i had already reconned . Not sure how to do that . can you please let me know how to do it .

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    Congrats!   In my wallet: Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000; Barclay Ring Platinum MasterCard. 12,500. Total Credit: 61,800.
    6/27-FICO: EQ - 789; TU - 781; EX - 681; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 4; TU: 6; EX 7; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.

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