Old Navy Store Card Approval

Hi everyone,I thought since I like to lurk around these forums and see everyone's good luck I would share some good luck I got.I only have 2 credit cards at the moment Capital One QS1 - $800 and Kohls - $300.I really like shopping at Old navy so i thought i would try and apply for their store card, I applied online and got the message to call in so I did that and was told I was approved for the store card with a limit of $500 Yay!!!I also tried applying for JCP later that day but received the 7-10 day message... oh well! I am happy with my 3 cards I got now and will not apply for any more until next year. In the future i would love to get the discover it card

pcd1love2u1 wrote:
Hi everyone,I thought since I like to lurk around these forums and see everyone's good luck I would share some good luck I got.I only have 2 credit cards at the moment Capital One QS1 - $800 and Kohls - $300.I really like shopping at Old navy so i thought i would try and apply for their store card, I applied online and got the message to call in so I did that and was told I was approved for the store card with a limit of $500 Yay!!!I also tried applying for JCP later that day but received the 7-10 day message... oh well! I am happy with my 3 cards I got now and will not apply for any more until next year. In the future i would love to get the discover it card First off grats!!! Second, you should try chat and see if you can get the limit raised.I was able to go from an initial approval of $600 I think, to $4000, just thru the chat option online. If you have to call in and see if they can raise it. They seem really good about that. Sending good vibes on that and the JCP!!!

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Synchrony Old Navy card CLI approved!

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Congrats

I finally got my Old Navy card!!!! Really it's A Banana Republic !

I got approved for banana republic but Old Navy is my store of choice. Does anyone have all three Old Navy, Banana and Gao? Just curious

SunriseEarth wrote:
jennyquinney wrote:
I got approved for banana republic but Old Navy is my store of choice. Does anyone have all three Old Navy, Banana and Gao? Just curiousSome people have two or three, but it seems very redundant to me. The rewards accumulate at all stores, so it seems to make more sense to use one card at all of their storesAgree to this ^^^^..

Trying to Decide between Amazon Prime Store Card vs Discover It

Hey guys, I plan on making a large purchase on Amazon soon (and of course the holidays will be here before we know it.) - so either of these two cards would be beneficial for me with their 5% offers. The Discover It's Double Cash promotion is tempting, but I'm not sure I would be approved. I have 3-4 inquiries on each bureau from earlier this year. My scores are below in my sig. I have old baddies, but most fall off next year. I think I'd have a better chance at the Amazon Prime Store card by Synchrony. I've been getting mailers from Walmart (by Synchrony) pretty often - and they pull Transunion, which is my highest score at the moment... but of course the Discover is a "better" card, esp with the double cash promotion. My only other question is if I should wait until my new limit with Capital One hits the bureaus before I apply for either. I combined two of my cards, so I now have an 8k limit - the highest I have on my own. But then again, the new app (and the other card being closed) might knock my scores down when they hit - so it might be a double edged sword. I'll have a new Venture One reporting also - only a 3k limit. I'd love any advice! I was also tossing around the idea of apping for a Venture simply to see if I could get a higher limit/my first Visa Sig card - but I'm not sure it'd be worth it. I'm happy with my existing limits, but would love the Visa Sig benefits that I could actually make use of. I plan to garden for two full years after this, so then again maybe it might be worth the try since the inquiries would fade by then. Decisions, decisions.

Since U stated either card would be beneficial, I dont really see much of a dilemma/downside (as long as U dont go in anticipating a certain limit). Neither one is necessarily better than the other - it really depends on which is going to be more advantageous. Discover is the more flexible of the two but again this depends upon spending habits. Also waiting for other cards to report b4 app'ing isnt going to give U anymore of an advantage in that regard and since your scores are fine you're good to app sooner than later. And if U can find a way to make Wally work for U I'd pull the trigger on that too since its a card that can def grow with U quickly (totally up to U however). Best of luck whichever way u decide to proceed. As for this...
I was also tossing around the idea of apping for a Venture simply to see if I could get a higher limit/my first Visa Sig card - but I'm not sure it'd be worth it. I'm happy with my existing limits, but would love the Visa Sig benefits that I could actually make use of. I plan to garden for two full years after this, so then again maybe it might be worth the try since the inquiries would fade by then.
Clearly this is a want vs a need and you're... (quote) "happy with my existing limits" (not to mention currently hav V1) so no rush there IMO but again.... your call. Post back with your ultimate decision - thanx.

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missjae wrote:
The_Credit_Guy wrote:
Victor1: Yes, there are a couple of VISA cards that are available through the "shopping cart" trick. One is through Sportsman's Guide Visa (stated in the list) and MyPoints Visa (also stated in the list). There is also a sign up for the Total Rewards - which can preapprove you for that Visa. I was instantly preapproved for the Sportsman's Guide Visa as soon as I signed up through the Sportsman's Guide site. They gave me a $10,000 credit line with no questions asked and it was a soft pull as they only asked for the last four of my social. I was also instantly preapproved for the MyPoints Visa with a $2,500 credit line. Then - as soon as I signed up through the Total Rewards site a pop up instantly came up and approved me for the Total Rewards Visa. I declined this one as I've read of the extremely low starting credit lines. That one didn't appeal to me. All of the above were through instant pop ups. Hope this helps... My current scores: Equifax - 765 TransUnion - 735 Experian - 703 (Goal = 800)+1 I was also pre-approved for the Sportsman's Visa. They gave me a 2K limit. No luck with Total Rewards or Mypoints though.I got the sportman's guide to work for the first time ever, anyone know if they are generous with CLs? I dont want to take it and bring down my AAoA unless I have a shot @ 5k

Lost my way in the garden App for Amazon store card

Lost my way in the garden and applied for the Amazon store card today. Was approved for ICL of $1400. Don't know if that is above or below avg ICL for this card? I also signed up for the Prime membership as I freq buy items on Amazon and really need the 2 day free shipping as I live in Alaska. Well anyway back to gardening!! I really need to have more will power than this.

morgacj2004 wrote:
Lost my way in the garden and applied for the Amazon store card today. Was approved for ICL of $1400. Don't know if that is above or below avg ICL for this card? I also signed up for the Prime membership as I freq buy items on Amazon and really need the 2 day free shipping as I live in Alaska. Well anyway back to gardening!! I really need to have more will power than this.I got mine in March. My limit was $1200. I used the card for $300 immediately, and two weeks later, I got a $1000 CLI.
Congrats! The financing is awesome!

Should I apply for another store card?

MssRemaa wrote:
Right now I only have Cap One $700, Credit One $1k, Vs $350 and just got approved for Discover $1400...... I closed my Cap One last year b4 I started looking on this site.. My Vs was open May 2015, My Credit One was open for almost 2yrs ago. My curent scores are in my Sig..... Should I apply for another store card or anything to help build or just leave what I have? I've had a total of 5 Auto loan, one I'm still leasing, 2 personal loans from CU, and pay as agreed student loan...... all good accounts never late.....I have one issue on my TU but score just updated to 682 fico 8........ no issues on EQ 655 fico 8 but everything was not reported like my Bmw lease that's open now and a few others...... my Ex is frozen which is my lowest score with 2-3 issues. Any advice is appreciated!You don't need another store card. Just use what you have

Right now I only have Cap One $700, Credit One $1k, Vs $350 and just got approved for Discover $1400...... I closed my Cap One last year b4 I started looking on this site.. My Vs was open May 2015, My Credit One was open for almost 2yrs ago. My curent scores are in my Sig..... Should I apply for another store card or anything to help build or just leave what I have? I've had a total of 5 Auto loan, one I'm still leasing, 2 personal loans from CU, and pay as agreed student loan...... all good accounts never late.....I have one issue on my TU but score just updated to 682 fico 8........ no issues on EQ 655 fico 8 but everything was not reported like my Bmw lease that's open now and a few others...... my Ex is frozen which is my lowest score with 2-3 issues. Any advice is appreciated!

Thanks for yr reply sofar that is clear and indeed, after I changed the details at my apple ID account from the old Dutch credit card to the new Suisse credit card when I wanted to update my existing apps on the iPhone, I got the message that I can only

thanks for yr reply
sofar that is clear
and indeed, after I
changed the details at my apple ID account
from the old Dutch credit card to the new Suisse credit card
when I wanted to update my existing apps on the iPhone, I
got the message that I can only use the Suisse Apps store.
But how does that work?? Can I still update my existing Apps ?? How can I make my iPhone connects to the Suisse App Store ??
thanks
Best regards
[email protected]

HI..
I responded to you here > https://discussions.apple.com/message/18112516#18112516

Walmart and Amazon store cards

Aloha folks!I was going to tend to the garden for awhile but while i was in there i got bitten by the bug. I do alot of shopping on amazon.In fact, other than groceries, majority of the things i buy are from amazon.I was very hesitant to apply for their store card as i was rejected for that same card 7 months ago, and rejected for their amazon visa by chase a few days ago. But the bug kep biting me and i filled out the app and pressed the button and closed my eyes. Opened my eyes, and i was approved for their store card for $900! Happy happy joy joy! An hour later......I was in walmart and was asked if i was interested in applying for their cards. I read here that chances of approval and higher cl was better if you applied in store. I got kinda spooked because i got declined a while back so i passed on the oportunity. When i got home, it was eating away at me. Did i miss a good oportinity? Will the extra inquiries hurt my score?and i decided to give it a shot.I filled out the online app, hit the button and did my customary eye close ritual.When i opened my eyes...approved for $1100! Maybe i shoul have applied in store after all. Maybe higher cl. Yeah i know..Not the biggest credit limits, but for a guy just starting out again, im super happy and grateful! Im glad i found this forum. Ive learned so much. Now its back to the garden.Someone please shut the gate and dont let me out.

nbean wrote:
johnjohn808 wrote:
Aloha folks!I was going to tend to the garden for awhile but while i was in there i got bitten by the bug. I do alot of shopping on amazon.In fact, other than groceries, majority of the things i buy are from amazon.I was very hesitant to apply for their store card as i was rejected for that same card 7 months ago, and rejected for their amazon visa by chase a few days ago. But the bug kep biting me and i filled out the app and pressed the button and closed my eyes. Opened my eyes, and i was approved for their store card for $900! Happy happy joy joy! An hour later......I was in walmart and was asked if i was interested in applying for their cards. I read here that chances of approval and higher cl was better if you applied in store. I got kinda spooked because i got declined a while back so i passed on the oportunity. When i got home, it was eating away at me. Did i miss a good oportinity? Will the extra inquiries hurt my score?and i decided to give it a shot.I filled out the online app, hit the button and did my customary eye close ritual.When i opened my eyes...approved for $1100! Maybe i shoul have applied in store after all. Maybe higher cl. Yeah i know..Not the biggest credit limits, but for a guy just starting out again, im super happy and grateful! Im glad i found this forum. Ive learned so much. Now its back to the garden.Someone please shut the gate and dont let me out. Congrats! You should try the chat feature on the accounts during business hours. They will soft pull CLI requests and can get them bumped up. Just tell them that you got the card recently for specific purchases and need a little more credit to make the purchase. Its super fun.How often can this be done? Every 90 days?

Amazon Store card, CLI denied but credited!

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Sean I understand your concern, Your request for a credit line increase may result in an inquiry on your credit bureau; however, some requests are determined using only internal factors on your account and may not result in an inquiry on your credit bureau. The Above is the exact wording I received from Sychrony when I intitated a chat for a CLI. Then I called the backdoor number and the rep told me that it is never a HP and I haven't received an alert about an HP from Sync

Navy credit card/NAVcheck - How many HP?

I was denied a Navy Credit card and LOC in March immediately after joining. I have since improved my scores and have removed several collections. I want to apply for a Navy credit card and Navcheck today. What is the easiest Navy credit card to get approved for? And how many pulls do they do? Last time they pulled Transunion and Equifax.

needtodobetter wrote:
In my experience, the TU pull was for membership. Since the CLOC and CC are two different departments, I would expect a HP for each, but fingers crossed they can do it with only one. When I applied for the CLOC, they pulled EQ and the CC will be EQ. Good luck!!I think you are correct. I got 1 transunion HPs and 2 equifax HP. What credit card were you approved for and how much was your CLOC and CC limits? I am thinking my lates on my mortgage may hurt my chances of getting approved. So far I have 7 months of good payment history

Overstock Store Card (I AM willing to take the HP)

HI!
Have you tried getting this card via the SCT first with putting in payment info?? Im looking at your scores and they may be a little low still to get it. You may need to be over 600 on TU since there have been a few reports of them pulling TU, and your EQ is borderline right now.
Try doing the shopping cart trick...go register, then put your laptop in the cart, and "checkout", then put in another form of payment and press the extended payment plan, and see if you get the pre approval popup...
Hope you get the card either way

Scores are below; I will be starting school in about 3 weeks, Overstock has a GREAT deal on a Laptop I want and has the No Interest for a year financing. Which Bureau do they pull from? I already have a VS Card $250 SL via SCT, but Overstock isn't popping up. Anyone ever HPed for the Store Card (not MC)?

Capital One Venture Card approval proccess

So I helped my wife apply for the Cap One Venture card with the 40k bonus offer. The screen shot stated "You are approved" you will receive your card in 7-10 days but did not give any other info such as CL etc. When I applied for that same card I was immediately notified that I was approved and my liimit was 20k. I contacted the 800 number and the recording said that the application was under review. I assume that is under review in regards to determining the initial CL and APR? Any thoughts, experiences with applying for this card.

Congrats on both approvals! In my wallet: Capital One (secured) 1917; Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000. Total Credit: 51,217.
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Store cards and utilization

Do store cards count in your utilization

Awesome!Just was approved for a loftcard for 250.Will really help my utilization!

I just bought this iPad today any I set up my iTunes account and I purchased a app store card and a iTunes card but when I try to dowload stuff it won't let me what's the problem

Need help please I just bought this iPad today and I factory reset it and then I plugged into my laptop and downloaded the latest software I went and purchased a app store card and a iTunes card but when I try to download apps it won't let me if anyone can help with this problem it would be greatly appreciated. Thanks in advance. Antawn

Hello Tntingey,
The gift card you've given your father must be redeemed via the steps below.
Redeeming iTunes Gift Cards and content codes
http://support.apple.com/en-us/HT201209
Cheers,
Allen

Old Navy Store Card Approval

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