Pay as you go iphone

I purchased a pay as you go iphone GS from the Apple store in London recently. I do not have a contract although O2 is the network. I am planning to go to US next month. May I purchase a AT&T card and use this to avoid high roaming charges.I presume that wifi will work as normal. I have read the links about locked phones but does this just apply to those with a contract?
David Thomas

Sorry the say this but the Pay As You Go iPhone is still locked to O2. When vodafone & orange start doing the iPhone prehaps we will then start to se factory unlocked phones but until then it can only be used with O2.

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    I bought this online through the apple store. I have no one to contact but to ask the community!

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