Pay newest collections or largest amount collection

I am trying to buy a house, but I need 28 more points to even be considered for a loan.I have five collections (not credit cards) on my account. All of the collection agencies have agreed to completely delete the collection if paid, but I cannot pay them all at once.My question is, which will have the quickest affect/increase on my score: paying the newer collection or paying the most expensive collection? Here's what I have:$848- 12/09$3,729- 7/12$3,204- 12/12$1,896- 3/14$540- 1/15 Can someone please tell me which collection I should start with? All will be remove after I pay them, but I cannot pay them all at once. I want to know where I should start to see the quickest results.Thanks in advance!

Wow! Ok thank you. I just don't want to pay out so much, because of course I'll need to save for closong costs as well. So if i can save by avoiding at least one of the bigger collections, that would help significantly.
Basically, what you're saying is it doesn't matter the amount i owe on the collection. What matters (the most as far as seeing a quicker increase in mt fico credit score) is the date (the newest), even if the newest has a small collection amount, is more important to pay first versus the larger amount/older collection?
Thanks!

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delaney1 wrote:
Got my QS a month ago and have already earned $148(includes $100 bonus). Now that I have the Freedom too, looking to have a big payout once I cash in some time in the next six months.Between my QS sign up bonus and monthly rewards earned using the QuickSilver and BCP I hope to have close to $400 by Christmas, which will go along way towards my holiday budget. I know this is 'small potatoes' to a lot of folks on here, but with my relatively low spending if I can get $25-$30 a month in rewards I feel like I'm doing good.

Collection agency illegally added collection to report?

Just found this today after re newing my monthly subscription here. Here is the story. A girl i know had a collection with this collection agency. She ask me to help her out so i told her i would pay the collection for her. This collection is totally hers 100% in her name etc. So i call in to the collection agency and pay the collection for her on my debit card. This collection was in no way associated with me or has never been on my credit report and never was in my name or associated to my name. So guess what happens next?? Few days after i pay it for her it shows up on MY credit report as a paid collection! **bleep**? I will call them first thing this morning and demand they call Experian to remove asap but what else should i do? This has to be illegal i would think.

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Collective Bills in Public Sector contractual accounting?

Hello dear experts,
We are implementing the FM with Public sector Module (Campus Management/FICA). Our customer requires to have collective bills for groups of students.
This means that a company is going to pay for a group of students their tuition. If this company does not pay the collective bill, the students in the collective bill should then be blocked to continue studying in the next semester until the collective bill is paid.
We went to the transaction FQEVENTS to add to the event 0063 the Module FKK_COLL_BILL_CREATE_0063. The documentation we found said that this is a prerequisite to use collective bills.
Even though we have fulfill this prerequisite when we are trying to access FPCB the system send is sending us the next message.
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Diagnosis
You have selected a function that is not supported by the component Public Sector Contract Accounting.
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If so, what else are we missing?
We have tried by adding functions to the events 2222 and 2220, but not luck yet.
Thank you for any help

Hi ,
I´m so sorry but this transaction FPCB is necessary for using the collective bill but
unfortunalety it has not been released for Public Sector and the whole collective bill can not used for Public sector.
Hope this information help you.
Regards,

Collective Bill

Hi, we are implementing the Campus Management solution with FICA. the customer requires to have collective bills for groups of students.
This means that a company is going to pay for a group of students their tuition. If this company does not pay the collective bill, the students in the collective bill should then be blocked to continue studying in the next semester until the collective bill is paid.
We went to the transaction FQEVENTS to add to the event 0063 the Module FKK_COLL_BILL_CREATE_0063. The documentation we found said that this is a prerequisite to use collective bills.
Even though we have fulfill this prerequisite when we are trying to access FPCB the system send is sending us the next message.
This function has not been released
Message no. FMCA1023
Diagnosis
You have selected a function that is not supported by the component Public Sector Contract Accounting.
System Response
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My question is can the Collective Bill function be use in our case???
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Thank you for any help
Sergio Artiñano

Hi Joachim,
We have been considering using the grant option but only if the collective bill functionality is not working for the student accounting. As you stated we would have to create a grant for every case of different companies wanting to pay tuitions to their employees.
Actually your proposal can solve the problem, but it will mix the real grants with this type of payments by companies.
As far as I have read, the collective bill would be easier to handle and you could also bill for example a father for his 3 sons which are studying in the institution. Otherwise you would have to create a Grant for every family who wanted this type of billing.
I have already posted a message to SAP to learn if the whole function of collective bill have not been released for the Public Sector Contractual accounting. I will post here the answer they give
Cheers!
Sergio

Promise to Pay without selecting invoices.

Dear All,
I had a question from our business users to see if its possible to create promise to pay for a particular amount, without selecting invoices. Since, they say the customer just promises to pay a particular amount to release the orders that are on hold, and they wont specify the invoices against which the promised payment is for.
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I just received £60 in iTunes cards and have paid these into my iTunes account and it is showing I have £60 credit. How do I use this to pay for music I want to purchase

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Hi there!!
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Thanks Gordon/Jitin
So, I created a payment on account with the difference amount between the downpayment request and the invoice.
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F110: how to pay an invoice with Withholding Tax and a credit memo?

Hi All,
in my SAP I've defined a Withholding Tax type for Payment Posting.
I've posted a vendor invoice with with Withholding Tax.
Later I've posted a credit memo with Withholding Tax which must compensate the prevuois invoice.
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Tran.FBL1N - problem with showing correct amount regarding partial paymants

Hello,
Every day at my workplace I use transaction FBL1N which I use to see how much money I own to vendors and also to se how much is payed. However I have problem whit showing payed amounts for partial paymants (transaction F-59). For example:
I own some vendor EUR 20.000,00 and I decide to pay him EUR 15.000,00 using partial paymant option (transaction F-59) because that's amount I have at the moment on my bank account. After that, when I choose that vendor using transaction FBL1N (with enabled option Open items on current date) so I coiuld see how much it is left to pay him, amount EUR 15.000,00 is not subtracted and reprt is still showing me that I own him EUR 20.000,00 which ofcourse is not correct.
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Edited by: samnovice on Jul 18, 2011 1:22 PM

thnx loky46, I understand it better now - I hva one more important question regarding this:
Is there any way I can found total amount I own to one or more vendors (_regardless_ if it is full or partial paymant or combination of both paymants)? For example:
Line 1 || VENDOR I || Eur 20.000,00 RE
Line 2 || VENDOR I || Eur 15.000,00 AB
TOTAL Eur 5.000,00
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Also, is it possible for line Eur 15.000,00 to become Close item because that part is payed and for rest of amount of Eur 5.000 to be Open item because is still not payed. I assume this can't be done but on this way I could now exact total amount of money which I own to my vendor(s) and it would be a of great help to me in every-day work.
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Edited by: samnovice on Jul 19, 2011 3:26 PM

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Pay newest collections or largest amount collection

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