Payment method after setting up account

hi,
I've already set up a account, but now when trying to download something, I need to give billing information. Is there a way to choose payment option 'none' now? I seem to only be able to choose a card-method...
Thanks in advance

This user, lucidbydesign, claims you always get a None option in your account details in the iTunes app on a Mac or PC. -
https://discussions.apple.com/message/15470983

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