Payment Method for a FREE app declined

I have had my Ipod Touch since christmas 2011 and yeah i love it and everything but just now when i got to buy a FREE app it says i have to view my billing info then brings me to this page with all my credit card details that i filled in saying my paying method was declined? forgive me if i'm wrong but 'Fat Booth' is a free app, well it clearly stated it when i went to install it but even if it wasn't i have £3 in my bank (yeah i kinda spent alot this christmas) but can any body give me a solution to this?
Basically it won't let me download any free apps or paid ones and it keeps declining my payment methods. I have money in my bank acount so I am able to purchase apps but it just won't allow me to do so. AND another things, every time i go to look at my bank details, I find that i have to keep writing in my Security Code... the 3 digits on the back of my VISA card.... oooh yeah i also forgot to add, I'm using a Visa Debit Card.... but yeahh that's my only issue
Can anybody help me?
Jack x

- For the standar iTunes account, Apple requires a valid payment method even for free apps and free updates.
- It is normal for the security code not to be retained for security reasons.
- You can create a spcial iTunes account that is only good for free apps by:
Create an iTunes App Store account without a credit card
- You can contact iTunes if you know your payment method is valid.
Apple - Support - iTunes - Contact Us

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