Payment not Valid in the AppStore

Every time since an hour ago, I'm experiencing a pop up saying Verification Required when I'm purchasing apps and ever time I verify it it says that my payment method is not valid. this never happened before. Earlier this morning I was able to download some apps and suddenly this occured.
Someone pls help me, I just want to use my account to purchase

Hi Therese Nicole,
Try going to Settings > iTunes & App Stores > Apple ID > View Apple ID > Payment Info, and re-enter your information. If this does not work, contact iTunes Support for further assistance: http://apple.com/emea/support/itunes/contact.html

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