PAYMENT OPTIONS FOR IPHONE

Only two options: pay in full or pay in full!!!! Called to ask re: adding more to bill each month and have extra added to iphone. NOPE!!! Pay in full or pay in full!!! Do not believe that ATT not have the computer capacity to do this! Mortgage companies do!!?? ATT hope that you read this!!!!

constpierp wrote:
Not a question of subsidizing, just wanting to pay off before the 30th month, as I said, like with mortgages, as oppose of draining savings to pay up front.
AT&T NEXT does allow you to pay off the purchase agreement early.  They also allow you to make a downpayment up front when you purchase your phone on a NEXT agreement.  The only factors with AT&T NEXT that you don't have with a mortgage is that if you want to pay more, but not pay off the full balance you can't, and you pay no financing charges (unlike a mortgage comapny that will charge you interest and lots of charges up front).
When you take into account that you're not paying them any extra to finance your phone, then it is easier to undrstand why they don't put a lot of effort into adding features to that payment system.  Perhaps if they charged financing fees, they could afford to pay for changes to the billing systems to accept additional partial payments.  You can always pay them more money than you currently owe.  Any excess will apply to your bill for the next month, not just the phone hardware.

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