Paypal/ Credit Card

Hi,
I have a query regarding paypal.
In the ISV Portal when i go to link my paypal account and i log in to my paypal account, it asks me to add my credit card.
I want to know is there any fees to link paypal account, if yes then can you guide me to the document where it specifies that.
And if not then can you please tell me why do you need my credit card linked to my paypal?
Thanks & Regards,
Hitesh

Well, it's really a PayPal requirement for this service, should you have no funds in your PayPal account, it pulls from the credit card.
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