Phone dying and my mom used my upgrade

I've had the original Droid since 6/2010. I would be due for an upgrade soon, but my mom used it a few months ago. Her upgrade isn't until November, according to the My Verizon app on my phone. I'm not the account holder so I can't see on the web site.
Anyway, my phone isn't going to live that long. Any chance they would let me upgrade now?
When I plug my phone in to charge it resets or goes to a black screen with white text that says something about Bootloading.

Your best bet is probably to go into a Verizon store and talk to someone (I've heard calling in works too but I've never tried that myself).  You might be able to get someone to help you out.  I was talking to one store person and they said basically that they can't do anything for you unless you have less than a year on your contract (which you do).  From there, it's typically up to the store whether they want to help out or not (they usually budget some money for circumstantial upgrades or to waive certain fees, give accessories, etc). 
That said, typically, phones can't be discounted past a certain point and sometimes, they'll try to make it up in other features, accessories, etc.  So even if you can't afford the full or "discounted" price of the phone, they might be able to help you out in one form or another.
Another option for you to get by til November is to take your mom's old phone, if it's in worse condition than yours.  Or have your mom use her old phone and YOU take her new upgrade that was actually YOUR upgrade.    But that's between you and your mom (and if she's paying the bills, you don't have a whole lot of leverage on that one). 
Good luck!

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