Prevent to buying wrong app

Dear Sir;
   I applied to my bank and learnd that istore try to take nearly 10 USD from my account which is out of my knowledge. May be i made a mistake i don't remember. My account is cyber credit card so it is impossible to take money unless i paid money to my cyber account. But this is not a real solition. So my question is how i can stop purchasing intentions via useing istore or iphone?
Thank you very much
my apple id is [email protected]

Thanks to the help from admin Anachronistic the problem has just been resolved and now I've got access to the German App Catalog!

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