Problems with credit card

I have now been trying to pay for credit with a credit card for nearly two weeks. Each time, I receive the following message: "Your order was unsuccessful. Please check that you have sufficient funds, or try updating your payment details, then place the order again." I've tried with three different cards. I live in Kuwait, so I thought this might be a problem, so I had my daughter-in-law, using my American card, try purchasing credit fro the U.S. I still can't receive credit.
I've been trying for more than 30 minutes to get the text chat to work, but even when a message says the session is starting, nothing happens.
Do real humans ever monitor these messages and offer help?

Nobody checks and helps in here it seems. Users help and save each other.
I have the exact same problem. I have been yelling at my banks for this problem. They are just scratching their heads. I am in Vietnam.

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I just called the 1-800-My-Apple and the said there is really nothing they can do about it. They said I had an outstanding payment of $8.54 (or something like that), I said I know b/c of the problem I am having with my bank, but NO previous completed purchases should have anything to do with this outstanding payment . It should not keep me from being able to update or download previously completely paid apps, TV Shows, or movies - they are mine, and I paid for them. I submitted a complaint.. that just isn't right!

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We are just fellow users here. You will need to contact iTunes Support for help with this.

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I hope that helps you.
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Hello,
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http://support.apple.com/kb/TS1646

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Lily
Post transferred to create its own new topic;
subject/title edited accordingly.

Hi, Lilyxiaoli, and welcome to the Community,
When you posted your enquiry, above the window where you typed your message was the following note in a blue box:
If you have a payment issue please contact Skype customer service as users here on the community can't help you with those. To help you find the right place for these types of questions please feel free to use the following links:
Refund requests
Believe it or not, there is your answer! You must contact Skype customer service to request a refund . The blue type are links to the instruction on how to contact Skype Customer Service.
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Hey guys, how are you?
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Contact iTunes.
Apple - Support - iTunes - Contact Us

Problems with credit card

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