Processing payment for Free App

Hello,
I'm Ashok using iPhone 5S from India. I have updated to iOS8 recently. Today I'm trying to download a FREE Manchester United FC (official) but my phone is directing me to payment page and asking for Credit card Information. To test this I have given a wrong Verification number, I got a message from my bank that purchase of Rs 60 declined ! I wonder why this amount processed for free app? It's a free app! Is this is an issue in iOS 8 or another problem ?
Thanks,
Ashok

Hi ..
Select None for payment method >  iTunes Store: Changing account information
Why can’t I select None when I edit my Apple ID payment information?

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