Purchases with iTunes cards for family sharing.

I would like to set up family sharing, but was just wondering whether purchases would still be charged to my account even if some members already have iTunes cards loaded on theirs? In my head, it'd make sense for the purchase to be taken from their credit if it's available. And once they ran out, if they topped it up, would they still be able to use their own credit? Or does everyone share it?

Hi SnowyKC,
The family organizer is the one who agrees to pay for iTunes Store purchases.  To learn more about Family Sharing purchases, please see the inforamtion outlined below.
With Family Sharing, one adult in the family—the family organizer—agrees to pay for any iTunes, iBooks, and App Store purchases that other family members initiate while they're part of the family group. This also includes ongoing subscription purchases initiated by family members, such as iCloud storage, iTunes Match, and Newsstand subscriptions.
Family purchases and payments - Apple Support
Thanks for using the Apple Support Communities!
Cheers,
Alex H.

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