Re: Confused by increase in Monthly Direct Debits

Hi everyone!
I'm new to the forums and have a quick question:  We have a BT line at home which is purely for broadband, so we hardly use the home phone for any calls.  As such, our monthly bills are £13.50, which is only the line rental amount.  I've been sent an email today with my latest bill telling me I'm in credit to the tune of nearly £30, so BT are giving me a 2 month holiday from payments, which is nice.  However, the next line then goes on to tell me my direct debit payments are going to increase to cover my bills!
I'm a bit perplexed by how my direct debits can increase to cover my bills when a) I'm in credit the majority of the time and keep getting payment holidays, and b) I hardly ever use my home phone so I never actually pay any call costs!
Can someone from BT please get in touch and help me to understand, because this doesn't make much sense to me....
Thanks.
Carmen.

Hi Carmen, my suggestion would be to fill out the link for the mods to take a look into it for you:
http://bt.custhelp.com/app/contact_email/c/4951
It takes up to 72 hours for a response, but it's often faster - I've had a response within an hour today!
Contact The Mods
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Similar Messages

  • Confused by increase in Monthly Direct Debits

    Hi all.
    Being a newbie, I'm sure this topic must have been raised in the past.
    As a new BT customer, I was paying Monthly Direct Debits of £23.50 to cover my contract for Unlimited Evening and Weekend Plan plus BT Total Broadband Option 1.
    After 6 months, I have just received a bill advising me that my Direct Debits would increase to £38.00 per month (a rise of 62%!).
    Having been unable to get through to an advisor on the phone, I thought I'd do a little research on the web.  I found the BT Help topic "Why has my Monthly Payment Plan amount changed?", which lays out the way the bill is calculated:
    Monthly Rental Charges + Last quarter usage divided by 3 + Outstanding charges divided by 6 = Monthly Payment.
    In my case, this would be: £23.43 + £3.51/3 + £5.44/6 = £25.51 per month.
    Therefore, I'm a little confused, not to mention rather annoyed that my Direct Debits have been increased to £38.00pm, when £26.00pm would seem more reasonable!
    Any help would be appreciated.
    Martin

    Hi Martin,
    Having the same kind of problem with BT...you are not alone!
    I  signed up to BT Vision back in October10 where the nice salesman told me for the package i was having (phone, broadband and tv) I would be paying £51 a month based on my previous phone usage (this figure was worked out for 3 months in advance). After a few initial teething problems all went well until after 3 months BT then tell me my payments were jumping to £88.50 a month without any explanation (my phone usage had not changed in any way during this time). Another 3 months pass, where in the meantime I had paid BT a total of £265.50 but my bill says I only owed them £151.51 so I was in credit by £113.99. BT still wanted to carry on charging me £88.50 even though that was way over what I should be paying. After cancelling the direct debit ( which was an arduous process over the phone talking with their overseas billing department) I have now received a bill for £50+ .....where has my £113.99 credit disappeared?....wits end?....tearing my hair out?....pulling teeth?...all could be used to describe the BT billing experience. The scary thing is BT would of quite happily carried on taking £88.50 out of my account every month and not done a thing.....but if i wasn't paying enough they would be quick to up my payments. Also they are sitting on my £113....along with doubtless other customers overpayments and getting a nice little bit of interest off it. Unfortunately I am tied into an 18 month contract with them and whilst I cant fault the services they provide (although my broadband usage goes near my 40 GB limit which astounds me because we only use the internet for the usual things e mails you tube etc. but thas another forum issue!) i would quite happily just get a freesat box and another internet provider because it seems BT just dont care!
    rant over  ...well at least till i try to ring BT later!
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  • High monthly direct debits

    I don't understand the way bt bills at all. I was convinced that I would be spending approx £50 per month for broadband, landline and bt vision but my monthly direct debits range anywhere from £70 to £100 per month!! Each time I call bt to try and sort this out I am told something different. I can't afford this amount but am now stuck in a contract, even when the balance is cleared and it appears I go back to a reasonable monthly amount it creeps back up again. I have just been told by someone else in an Indian call centre (this may be cheaper for you bt but frustrating as hell for us) that after my next payment in July my balance will be clear and I can start paying monthly for exactly what I use instead every month...well isn't that what I was supposed to be doing from the start? This is ridiculous, cannot wait for contract to end! I want to speak to someone in the uk!! I don't pay this much a month to speak to people in India when I have a problem, surely! Bt...you may think you are saving money using the overseas option, what happens when you lose all your customers due to the sheer frustration of not being able to speak to someone in the uk who truly understands the problem? V frustrated with bt and ridiculous bills

    From the info you've given your last bill was on or about 9 April, your payment date is the 8th of the month, and your account is currently virtually in balance. So your April and May payments cleared the April bill. The next bill on 8 July will be for around £150, but you will only have made your June payment by then because your payment date is too close to the bill date. So to get your July bill around zero you need to pay £150 before it's made up.
    If I've got all that right, here's how. Click MyBT at the top of this page > Log in > My bills and payments > Manage your payments > Change regular payment > Change payment details > Tick Change the amount you want to pay, or the payment date > Change the amount to £75 and the date to 1st. (Actually, it would be better to do it after your June payment is taken.)
    If that works go to Live Chat as soon as you get the bill and ask them to put you on Monthly Whole Bill DD right away. Keep a copy of the transcript just in case.
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  • Increase in monthly direct debit

    I got my may bt bill for phone & broadband today and it was slightly higher than usual. BT have said they are going to increase my monthly payments from £43 (which was the figure they advised I pay each month) to £76.50 a month.
    This is too high a sum for me to reasonably afford each month. Can my monthly repayment not be set at a more realistic figure at around £55?
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    Solved!
    Go to Solution.

    Hi gibson971,
    Depending on how much the credit or debit balance is increasing by, the Monthly Payment Plan amount is reassessed regularly and changed accordingly.
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    Stephanie
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    If you like a post, or want to say thanks for a helpful answer, please click on the Ratings star on the left-hand side of the post. If someone answers your question correctly please let other members know by clicking on ’Mark as Accepted Solution’.

  • Outrageously high broadband fee by monthly direct ...

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    Hi stevem1981,
    Welcome to the forum.
    I think Ectophile's right, it sounds like you're on a Monthly Payment Plan, where a set amount is taken from your bank account each month, and then you receive a quarterly statement advising of your debit/credit balance.
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    Stephanie
    BTCare Community Manager
    If you like a post, or want to say thanks for a helpful answer, please click on the Ratings star on the left-hand side of the post. If someone answers your question correctly please let other members know by clicking on ’Mark as Accepted Solution’.

  • Massive quaterly direct debits

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    Hi Cat_Scotland,
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    Stephanie
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    If you like a post, or want to say thanks for a helpful answer, please click on the Ratings star on the left-hand side of the post. If someone answers your question correctly please let other members know by clicking on ’Mark as Accepted Solution’.

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