Rebuilding Scenario Advice

So I am a recent lurker on this forum and have really enjoyed learning from a lot of your expertise. I am posting this to get some advice and gain more knowledge about my current situation and opportunities/challenges presented. Up front, my questions are:
What time period might it take to achieve my goal of 740?
What steps should I take to get there(what's the best way to build my credit from here)?
I would like to have a better CC than what I have right now. My next card target is the Amex Blue Everyday or the Discover IT. When should I look at applying for a new card, or is there a better card out there?
I have been working myself through rebuild mode for a couple months. My scores are 659 EX 651 TU and 651 EQ. I am a senior in college, but I am graduating late because I dealt with some serious depression/anxiety issues for a couple years from which I have now fully recovered ! Over that period of time, I was irresponsible with my payments, and as a result have a 60 day late payment(most recent, 2 months ago), a 90 day late payment and a couple 30 day late payments. Right now, I am current with all of my payments and have nothing negative on my report aside from the aforementioned late payments. My life goals are another story, but for the purpose of this post my current credit goal is to hit 740.
I have an auto loan at $6800 which I try to pay an extra $200 on each month. I have student loans totaling 40K. I have two CCs. One is a Cap One Platinum with no balance and a $3000 limit, and the other is a Cap One Quicksilver with a $1500 limit and no balance. I recently paid off a 2800 balance that I carried for 2 years on the former card. I use the Quicksilver for the rewards points, and pay it off in full every month. My annual salary for now is about 38k, and will be due for a raise/promotion upon graduation.
So that is my situation, and I ropes my questions stated above. I appreciate any advice and look forward to updating my progress moving forward!

Paola wrote:
Ok so here is my situation I have 6 derogatory accounts on my equifax-- 5 on my exp and 1 on trans. I would like to know if it's possible for me to build my credit score up to the 700s with them on my file as long as I keep my utilization low and make payments on time.I have never have a credit card or loan all the stuff are medical bills I had in college and a few bills from my sons old docs I didn't know about until I checked my credit last month for the first time ever. The most recent collection account is from 2013 oldest is from 2009. I just applied for cap one n discover it both secured and got approved for both, 200 dollar limit. Can someone please help me on what I need to do to recover from this bad credit and if the 700s in a year I even possible. Thank you in advance!Welcome to My fico If they are not updating on a monthly basis you may be able to hit your goal but all bets are most likely off it they are. Medical debts are some of the easiest to get rid of off your reports if you have the funds to pay them. You need at least 3 revolving cards to help drive your Fico scores and its great you got your first 2. For unpaid medical debt that is reporting on your CR:
1. Call the OC and ask that they recall the collection in exchange for full payment
2. Send the reporting CA a PFD offer
3. Google the HIPAA Process and contact its creator for help http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Q-amp-A-Examples-and-PFD-Success-Stories/td-p/2031275
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Example-Letter/td-p/4519 http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Secured-Cards-Database/td-p/3846302

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Hi All!New here, and in desperate need of advice on rebuilding my credit. My score has now dropped from 550 to 429 based on some medical bills (11) in collections from when i was uninsured, totaling about $9,000. I briefly considered using a credit repair company, but am skeptical of paying so much for something i can mabe do myself. My question is how do i go about getting these items off of my credit report? I obviously do not have $9,000 lying around. A coworker told me she had used Sky Blue, and another said Lexington Law was good, but that i could probably generate my own dispute letters. Is disputing these accounts the best way to go? What should I do?? I'm so confused.

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misslovely wrote:
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Helping my Mom rebuild.. Would appreciate advice from the Credit Masters :)

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So pay the Best Buy down under limit. They will likely add the over limit amount to your minimum payment.Then payoff DellThen pay off the 18% Barclay's.Then pay off the lower rate Cap 1. You are so lucky that it's only 11K and that you have never missed any payments. This is a situation where your mom's scores can be 760 or more when these cards are paid down under 10%. That's great. Since "life has happened" twice with your mom with unexpected medical things, and the fact that she will be living off of a small disability benefit, she should reduce her credit cards to the bear minimum. Maybe one Visa/MC with a 2K limit, another card with a 1K limit and a store score like Walmart. You can call and have your credit limits decreased. But do not do this until these accounts are paid off or her scores will plunge further due to higher utilization.  Your mom is so lucky to have you. What a great kid you are to help. You also just got a lesson that many of us take 10 or 20 years to learn and you haven't gotten your own credit card yet. You will likely be a credit whiz.

Conceptual advice required for file receiver scenario

Hi,
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I could create 3 service interfaces and set up Integration Builder configuration for each one but this seems messy.
Alternatively, if I create one service interface with 3 operations to group them, it is not possible to create the required files unless I add mapping and use dynamic configuration to determine the filename from the payload and set this in the receiver communication channel.
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Thanks in advance.
Alan
Edited by: Alan Cecchini on Aug 4, 2011 7:02 PM
Edited by: Alan Cecchini on Aug 4, 2011 7:02 PM

Basically your requirement is many to many mapping. Please decide based on the sender system requirement. If your sender system sends different message structure then you can break into three diff interfaces and keep the interface simple.
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Refer the pattern that comes in the PI standard installation under SAP BASIS SWCV.
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    logical system name to "test" , do I need to change the
    name "test" in SLD and then for R/3 Business system
    (D01CLNT100) in Adapter Specfic Identifiers I will see new
     Logical System Name as test.
Regards

Hi,
Question: If I use SALE transaction and change my logical system name to "test" , do I need to change the name "test" in SLD and then for R/3 Business system (D01CLNT100) in Adapter Specfic Identifiers I will see new Logical System Name as test
Yes , you need to Update the name in SLD and just Do SLD Data Cache in ID-- Environment to reflect the same name in Identifiers place.
>>1. In Configuration: In Receiver Aggrement why we put XI Business System name in Sender Service?
You might have used XI as Sender and you might have placed the file in XI Server to pickup.
Thats why you are using Xi's Business System name as Sender Serveice.
Regards
Seshagiri

FTP to FTP scenario. Pls advice urgent

Hi,
I have FTP to FTP scenario.
Do I need to install FTP server on both
Sender and Receiver File Systems
Regards

Hi Aashish,
Since my Sender File System and Receiver File System are different:
1. I will install FTP Server A on Sender File System.
2. I will install FTP Server B on Receiver File System.
3. I will open the port for FTP request -- Port 21
4. I will open the port for FTP response -- Port 21
5. I will provide all authrozaitions
Pls let me know if anything missing

New few scenarios and advice to work in a project

Guys,
I got certified in XI in 2007 teched, but i never worked practically in any project.
Now i am willing to work in a XI project.
So for that I would like to know what kind of scenarios i have to do to get confidence and practicall knowledge on XI and get selected in Client interviews.
As i am certified i am confident about the theoritical knowledge.
i have already done FILE TO FILE scenario.
Planning to do IDOC-FILE.
Guys plz suggest me so that i can be part of XI project.
Suggest me how do i proceed ,what scenarios i have to take up ...:)
Good suggestions will be surely awarded..
Cheers

hi
as you are certified do practice on the following scenarios:
SAP XI INTRODUCTION
Aspirant to learn SAP XI...You won the Jackpot if you read this!-Part I
Aspirant to learn SAP XI...You won the Jackpot if you read this!-Part II
Aspirant to learn SAP XI...You won the Jackpot if you read this!-Part III
http://www.erpgenie.com/sap/netweaver/xi/namingconventions.htm
http://www.erpgenie.com/sap/netweaver/xi/howto.htm
http://www.erpgenie.com/sap/netweaver/xi/tips.htm
http://www.erpgenie.com/sap/netweaver/xi/xiauthorizations.htm
https://www.sdn.sap.com/irj/sdn/wiki
Interfacing to XI from Webdynpro
Understanding message flow in XI
Ready Reference for XI Developers
Message Mapping
Message Mapping Simplified - Part I
/people/sravya.talanki2/blog/2005/12/08/message-mapping-simplified-150-part-ii
http://help.sap.com/saphelp_nw04/helpdata/en/43/c4cdfc334824478090739c04c4a249/frameset.htm
New functions in the Graphical Mapping Tool XI 3.0 SP13
File Content Conversion for Multi Hierarchical Structure
Message Splitting Using the Graphical Mapping Tool
Number formatting to handle LARGE Numbers
Optimizing Lookup's in XI
Minimize memory usage during Message Mapping when replicating an element
Mapping Context Changes in XI
/people/jeyakumar.muthu2/blog/2005/12/19/data-mining-using-apriori-algorithm-in-xi-150-part-ii
/people/jeyakumar.muthu2/blog/2005/11/23/data-mining-using-apriori-algorithm-in-xi-150-part-i
/people/jeyakumar.muthu2/blog/2005/12/30/data-mining-using-apriori-algorithm-in-xi-150-part-iii
Java Mapping to handle flat files in SAP XI
xpath functions in xslt mapping
"JAVA MAPPING", an alternate way of reading a CSV file
B2B Mapping Techniques Using the Graphical Mapping Tool
Duplicating Subtrees and Numbering Them Using the Graphical Mapping Tool
How to parse "XX/YY/ZZ;AA/BB/CC;11/22/33" in message mapping.
Introduction to queues in message mapping
Handling of Mixed Content Element in XI
The specified item was not found.
The specified item was not found.
ValueMapping using the Graphical Mapping Tool
Accessing Value Mapping defined in Directory using Java functions
Comparing Performance of Mapping Programs
/people/jin.shin/blog/2006/02/07/multi-mapping-without-bpm--yes-it146s-possible
Runtime WorkBench Monitoring
XI CCMS Alert Monitoring : Overview and Features
The specified item was not found.
The specified item was not found.
http://help.sap.com/saphelp_nw04/helpdata/en/58/d22940cbf2195de10000000a1550b0/content.htm
The specified item was not found.
The specified item was not found.
The specified item was not found.
The specified item was not found.
XI : How to Re-Process failed XI Messages Automatically
BPM
https://www.sdn.sap.com/irj/sdn/wiki?path=/display/xi/integrationProcess%28ccBPM%29inXI&
Walkthrough with BPM
Reconciliation of Messages in BPM
RFC Scenario using BPM --Starter Kit
The specified item was not found.
Schedule Your BPM
Demonstrating Use of Synchronous-Asynchronous Bridge to Integrate Synchronous and Asynchronous systems using ccBPM in SAP Xi
https://www.sdn.sap.com/irj/sdn/weblogs?blog=/pub/wlg/1403 [original link is broken] [original link is broken] [original link is broken]
Sync/Async scenarios without BPM
Sync/Async communication in JMS adapter without BPM (SP19)
IDOCs (Multiple Types) Collection in BPM
/people/jin.shin/blog/2006/02/07/multi-mapping-without-bpm--yes-it146s-possible
File to File Scenario
Step by Step Guide: XML File 2 XML File Scenario: Part I
Step by Step Guide: XML File 2 XML File Scenario: Part II
Converting XML to PDF using XI
Introduction to simple(File-XI-File)scenario and complete walk through for starters(Part1)
Introduction to simple (File-XI-File)scenario and complete walk through for starters(Part2)
"JAVA MAPPING", an alternate way of reading a CSV file
Dynamic File Name using XI 3.0 SP12 Part - I
Dynamic file name(XSLT Mapping with Java Enhancement) using XI 3.0 SP12 Part -II
Push Data to MVC Architectured application using XI
How to send any data (even binary) through XI, without using the Integration Repository
XI in the role of a FTP
The specified item was not found.
The specified item was not found.
The specified item was not found.
The specified item was not found.
IDOC Scenario
Introduction to IDoc-XI-File scenario and complete walk through for starters.
Troubleshooting File-to-IDOC Scenario in XI.
Convert any flat file to any Idoc-Java Mapping
IDOCs (Multiple Types) Collection in BPM
Outbound Idoc's - Work around using "Party"?
Troubleshooting File-to-IDOC Scenario in XI.
RFC Scenario
Exposing BAPI as Web Services through SAP XI
RFC Scenario using BPM --Starter Kit
The specified item was not found.
The specified item was not found.
HTTP to RFC - A Starter Kit
regards
kummari
Edited by: kummari on Jul 2, 2008 10:52 AM

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