Refund when multiple eBay Virtual Gift Cards and Visa?

I am returning an item that I originally paid for with multiple (5+) eBay Virtual Gift Cards and Visa.  I no longer have all the codes.Seller has agreed to give me a full refund.In what form will my refund be? Will I get a credit back to each Virtual Gift Card and Visa or will it all go to a PayPal balance???If they go back onto the Virtual Gift Cards, what do I do if I don't have the codes? 

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