Sallie Mae Approved !! Edit : Reconned from 8K to 10K

Hi All , I just got approved for Sallie Mae credit card for 8K at 13.99% . I will be using this card for the 5% categories and the Discover IT for the rest (double cash back) . Though i am happy i got approved , a littlt disappointed as most of my other cards have higher limits than this , and i was expecting atleast 10 K limit on this card . If i call them tomorrow and request for a CLI using the same HP they did for the initial approval , will they even consider it ? or i have to wait a couple of months ? . Thanks , (Mod Edit - Title)

Spider15 wrote:
cbe2468 wrote:
Called the barclays backdoor number and reconned . Credit analyst increased the limit from 8K to 10K . She confirmed the same HP report that was pulled for the initial approval was used .Totally cool! You duun gud !!! Took a nice $4k auto-cli after six months so work the card. Usually I do not seek HP CLIs.Thanks !! . Will take care of this card very nicely and expect Barclays to do the same after six months BTW , i was trying to edit the subject topic to reflect that i had already reconned . Not sure how to do that . can you please let me know how to do it .

Similar Messages

Sallie Mae Approved !! Can i recon for high CLI ?

Hi All , I just got approved for Sallie Mae credit card for 8K at 13.99% . I will be using this card for the 5% categories and the Discover IT for the rest (double cash back) . Though i am happy i got approved , a littlt disappointed as most of my other cards have higher limits than this , and i was expecting atleast 10 K limit on this card . If i call them tomorrow and request for a CLI using the same HP they did for the initial approval , will they even consider it ? or i have to wait a couple of months ? . Thanks ,

Spider15 wrote:
cbe2468 wrote:
Called the barclays backdoor number and reconned . Credit analyst increased the limit from 8K to 10K . She confirmed the same HP report that was pulled for the initial approval was used .Totally cool! You duun gud !!! Took a nice $4k auto-cli after six months so work the card. Usually I do not seek HP CLIs.Thanks !! . Will take care of this card very nicely and expect Barclays to do the same after six months BTW , i was trying to edit the subject topic to reflect that i had already reconned . Not sure how to do that . can you please let me know how to do it .

Oh snap on a roll, approved for Sallie Mae!

How hard is it to get the Sallie Mae card? I've only been through 3 statements with my current rewards card and was approved for that after recon. My profile is a lot better and thicker now with my score being 30+ points higher than when I was approved, what are my odds At this point in getting approved? I have 3 collection on my cr that expire 4/2016..any help would be appreciated

So after going on my first app spree last night going 2 for 4, I wanted to shoot for one last card. Figure I should take a pull from my TU report as it was untouched from the spree, applied for the Sallie Mae card got the 7-10 message. Called recon instantaneously, analyst asked about my delinquencies from 3 years ago, explained, he then asked what my goals were to pay off my balance??? Lol found that funny, to cut it short he approved for $2500 I said no I wanted something higher, he said OK $3500 and happy 4th!

Freedom, Sallie Mae, and Fidelity Approval

Hi everyone. So I'm a 19 year old who has credit history of 1 year with just a Discover It. I was recently approved for the Chase Freedom ($2200), Sallie Mae ($500 haha), and the Fidelity Amex ($1000). I wasn't denied for any cards. I was also thinking about applying for the Amex PRG, but I decided to delay that appliation because I don't want Barclays to close my account for opening too many new accounts, and I can better utilize the rewards if I apply a bit later. Because these are 3 relatively good cards, I'd just like to share my experience so that others like me know that they can definitely get these cards with such little history. So here was my info before I applied for them:AAoA - 1 year (just the Discover It)Inquiries - I had 2 inquiries on TU. One was in June 2014 from opening the Discover account, and the other was in September 2014 for naively asking for a credit limit increase. I had 1 inquiry on EX from a BofA app in June 2014. I had no inquiries on EQ.Scores - TU FICO was 746. EX FAKO was 731. EQ FAKO was 721. Note: All of these scores probably were much lower when I actually applied because my utilization jumped from 7% to 51%. Oops haha.Utilization - 7% before 12th Discover statement cut; 51% after the 12th Discover statement cut. Basically, Discover decided to report a pending flight purchase along with my normal small balance, so while my 12th statement cut at 6% utilization, they decided to report 51% utilization.Income: $33000A bit more background: I'm a college student with two jobs at school, and I make a good amount of money at summer internships, but as you can see with my low limits, I doubt my income played that much of a factor (except with Chase's instant approval). Also, I always pay in full, so my credit history is pretty much perfect. Note: for people who are new to credit like me and are reasonably responsible, this isn't very difficult. So here's how my approvals went (they weren't super easy). I applied for the Chase Freedom first because it was the last day to get the $200 sign up bonus. I was instantly approved. Then, I applied for the Sallie Mae card, and got the 7-10 days message. I immediately called recon and convinced the guy to approve me, and he gave me a $500 starting limit. I asked him if he could bump it up to $1000, but he said he wasn't comfortable with that. I then applied for the Fidelity Amex, and again got the 7-10 days message. I called recon the next day because it was late at night. Unfortunately, the number that most people post, (866) 598-4971, isn't actually a useful number because the guy doesn't seem to enjoy his life and is very unhelpful. He just said that I wasn't approved. I then called some credit analyst number, and they said that wasn't the right number for what I was looking for but transferred me to the right number, (888) 221-6262. That is the currently working FIA recon number. However, they told me that because I was under 21, I had to go to a BOA branch and fill out some forms in person. They were entirely redundant, but those forms had a bunch stuff for guarantors to fill out. I didn't have one so I literally filled out half a page (stuff I had already put down on the online application). It took over an hour because the BOA person had no idea what I meant by the Fidelity card handled by FIA (under BOA), so I had to have her call the FIA recon number, and they figured it out together with my help. Basically, I got the impression that pretty much no one under 21 does this or at least not very much because BOA makes them jump through all these hoops. Anyway, that was on Friday, and I called again today to commence with the recon, but they said that they had already processed that info that I wrote down, and I was approved for a $1000 starting limit. Uh okay, I didn't really give them any information they didn't already have, but whatever haha. Anyway, point of the story is that with enough effort, hopefully you can get approved. Anyway, if you're demographically similar to me and want to read more, here's the thread that follows my going through the whole process.

Congrats! In my wallet: Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000; Barclay Ring Platinum MasterCard. 12,500. Total Credit: 61,800.
6/27-FICO: EQ - 789; TU - 781; EX - 681; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 4; TU: 6; EX 7; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.

Any success with Sallie Mae or Discover approval with large unpaid collection?

I have a 15000 collection on my account that I won't be able to payoff until next year. QS opened in June. $5000sl. No other inquiries or cards in the last decade. TU 675, EQ 690s. Will I need to wait until that is paid?

delaney1 wrote:
Any success with Sallie Mae or Discover approval with large unpaid collection?Given the impact of derogs the standard advice is to get them addressed. The specific creditor you intend to apply with does not matter. A collection is a major red flag to a potential creditor. Don't rely on apping with the "right" creditor. Hit the Rebuilding subforum and carefully research before taking action as it is possible to make matters worse. delaney1 wrote:
No other inquiries or cards in the last decade.I don't understand hte obsession over inquiries. They're a relatively small factor and if you're getting denials citing inquiries then you have bigger problems you need to address. Tackle the large slices first.http://www.myfico.com/crediteducation/whatsinyourscore.aspx Derogs kill Payment History. Payment History is 35%. Inquiries impact New Credit. New Credit is 10%. Inquiries taper and fall of relatively quickly. Derogs can taper but tend to have a significant impact and drag you down as long as you have them on your reports. Focus on cleaning up your derogs if you have any.

SRM CCM 2.0 Not accessing the edit/create/approve page etc from home page

Hi
After doing all configs/user roles and activating services , the catalog home page is being displayed . But unable to navigate in Approve/Edit/ Create/display/Edit supplier cat/ Trex admn tool/ . In short when we try to open any of the tabs getting 'page can not be displayed' error.
Please address the issue.
regards
PHan

Hi,
If you are using the CCM roles for the first time did you generate profiles for your roles?
Best regards,
Sridhar

Take the risk to apply for Sallie Mae Mastercard?

Hello, all. I am looking to apply for my first credit card and the rewards of the Sallie Mae Mastercard look very appealing. However, I am unsure whether I would realistically get approved for this card. As for my credit situation, my Equifax and TU scores are 681. I have no inquiries, no late payments, and my average account age is 8 years. All of the accounts in my credit history are student loans that are currently deferred (I'm a current grad student) and the newest of these is over 6 years old. I would like to take advantages of the benefits of this card as soon as possible and I have not seen another card with comparable rewards; but I am conflicted, given the scores and circumstances that seem to have been approved & denied. I am thinking that my low income (grad student stipend) and not great credit score mean that I will probably not be approved for this card; but, I do not have any experience with this, so I thought I would seek some advice. Thank you in advance for any help!

MJ8121 wrote:
Thanks for the advice on Capital One. I tried the prequalify there and it said "we couldn't match your records to a card offer. But based on your answers, we think you might like this card" (the QuicksilverOne). I guess that means that I am not pre-approved for any of those cards? Just as a general question: if I apply for the Sallie Mae MC and am denied, how long would you all recommend waiting before applying for a different (more easily attainable) card?Recon first before applying for another if declined... I believe the UW/Analyst are open 24 hours a day.. Not sure on the other answer, but sure other people will weigh in... I still think the sticking point is no CC history even with the Apple CC from barclay's which is their easiest.. Barclay's isn't known to be a lender that wants to hand out credit to a person new into the game nor do they really like to have more exposure than other lenders either.. Obviously there are exceptions to every rule. As stated if you can afford a TU pull go for it, only 1 TU pull or should only be one against TU.. Otherwise I would suggest going for a Discover or Cap1 where you don't need cc history persay..

Sallie Mae MC and AMEX BCE ACCEPTED! Also CHASE FREEDOM!

Tonight I was accepted for the AMEX BCE and Sallie Mae World Mastercard! EDIT: ALSO CHASE FREEDOM! AMEX: $3000 CLSM MC: $5000 CLCHASE FREEDOM: $2500 I still need to do some researching on the world version of the MC, but I'm excited! Hopefully can get a Chase Signature in a few months! My Discover FICO showed: 746 but last update was 6/21/15 and I had a statement date of 6/27 that reported less than 1% utilization down from about 30%. Amex gave me a $250 bonus if I spend $1000 in 3 months, and SM is $25 after 1 purchase in 3 months I believe. Reported employed student making $25k (estimated if I remain in my job) 22 years old.

After posting 2 replies that disapeard after page refreshed. a short version. I may do Freedom now and only have $1500 in 3 months spending to get bonuses(Missed out on $200 for Freedom). I want to wait on CSP to spread spending out on bonuses. And If I wait till after August I can use the 40k point bonus for my August 2016 honeymoon and decide if the card is worth keeping before my AF comes up. It will be nice to use in Canada with no FTF. After CSP a venture may be after with travel bonus. I should stay under 5 card in 24 months as my portfolio is:Auto Loan: Nov 2012Discover It: July 2013Amex: June 2015Sallie Mae: June 2015 within 24 months: 2If I get Freedom: 3 Then CSP in Fall 2015 or Spring 2016: 4. Then Cap 1 doesn't seem to have same limit so should be good with them after Chase. EDIT: DID CHASE FREEDOM AS WELL!

Sallie Mae and Barclay site

Does anyone know why the Sallie Mae is the only Barclaycard not available to app for directly on Barclay's main website? This is spooking me a bit and making me think approval is a bit more of a challenge.

humuhumunukunukuapuaa wrote:
pfarro, can you list your SL on the Sallie Mae? Thank youinstant approval was for 1000, after recon got it to 2200. she had told me 2100, but log in shows 2200 available. recon was painless, called in, explained I had just purchased a home (actually lowering my housing payment) and while 1000 was enough, I didn't want to crush myself with utilization. She commented on short history, put me on hold for 30 seconds and gave me the new number. I know I will never come close to 2200 on the card but I am also done with micro managing my score, so the larger limit helps.I would say at least for that call barclays was every bit as helpful and friendly as the fine folks as discover, no accent, perfect english,no repeating myself and I got what I was looking for.

Sallie Mae 6 Month Auto CLI

From 4000 at the 6th statement CONGRATULATIONS! Because you have managed your account responsibly, we've increased your credit line to $8,500.00. This increase is effective right away, so it is available to you now. We hope this increase makes it easier and more convenient to use your Sallie Mae World MasterCard for all of your purchases.

MrDre wrote:
Whats your usage like? For me on a $6700 limit I've used the card for $1000-$5000 each month... 30-60 transactions each month and PIF. I didn't get a 6 month auto CLI... but like I said, there's been reports of the increase on the 7th month as well and that statement cuts next week. So we'll see... it's definitely my go to card.

Sallie Mae has no information on my old loan - How do I fight to remove it?

So I have been pretty vigilant the last couple of years on my FICO score and paying all the loans I can and trying to dig myself out of this mess. I have written one or two goodwill letters to an old credit card that should drop off in the next year. Anyway, I decided to attempt to write a Good Will letter to Sallie Mae. These loans (about 7) were opened up between 2003-2007 and all of them "Closed" or "transfered" to other collection or "rebuilding loan companies" and finally they were held by Nelnet. I have since paid them all in full with Nelnet. Anyway, I needed to get my Loan Details from Sallie Mae since the Fico score XXXXXXXX 888 x's out all the numbers but the last couple digits. When I spoke to them, they have no history or information about any of the loans I ever had with them. They couldn't bring up my name in their system or Account details at all. The woman on the phone said that most of their federal student loans were purchased/transfered to Naviant who is now the main holder of all their past loans. I call up Naviant and they say the same thing. They have absolutely no record of me having any loans with them or any information pertaining to any account in my name. So, if Sallie Mae AND Naviant don't have any record of my loans can I somehow get them all removed from my credit report? Has this happened to anyone on here? What do you think my options are? I mean if they can't prove or show that I had any loans with them, how can it legally be kept on my credit report? Jan 2010 is the last time all these Sallie Mae loans show up on my report so they should fall off in the next 2 years but if I can get them removed now, I defintitely want to. Please let me know. Thanks folks.

All of these loans show that a "Claim filed with Government""Balance paid or being paid by insurance company And all of them show the negaive payment history for example 10 times (Dec 2009, Nov 2009, Oct 2009, Sep 2009, Aug 2009, Jul 2009, Jun 2009, May 2009, Apr 2009, Mar 2009) So each of these accounts has this past negative history in there. Like I said before they all stop reporting negative information in Jan of 2010. Thats when the loans were sent to rehibilitation program through AES and then they were transfered to Nelnet (Who I really liked, they were easy to work with)

Premiere Pro CS4 - editing video from GoPro video camera

I am having a problem trying to edit video from the GoPro camera in Premiere Pro CS4 (PP). Have not been able to get much help from GoPro - they just tell me to speak with Adobe. I think the video codec used by the camera is MJPEG (?). It won't play at all on the timeline. Interestingly it will in After Effects (AE) CS4 and if I export it out of AE as a Microsoft AVI file I can then play it in PP. However if I go straight to Media Encoder and import the clip and then try export the clip via ME as a Microsoft AVI the exported clip from ME won't play in Premiere Pro. I am confused. Does anyone know this camera, it's codec and why it just won't work when directly imported into Premiere Pro but it will when imported directly into After Effects. Any advise would be greatly appreciated.

Please see a post I made this morning under my screen name BruceERoberts .... details below
I just purchase Adobe Premiere Pro a few days ago - and subsequently updated it to Ver 4.2.1. A started a new project - I tried to import some video footage I just shot with a GOPro Hemet Cam while skiing at our local mountain. I can easlily see the clip using Real Media Player - or the Quick Time player. It is a 10.9 MB ... 7 second MPEG-4 movie clip. File name is "gopro0030.mp4"
I created a "bin" called video .... then right clicked to import the file. You can see the file name in the media browser. But the file would not import. I received this error message: "109C ImporterProcessServer.exe Application Error. The instruction at "0x05efcac" referenced memory at "0x00000014". The memory could not be read. CLick OK to terminate."
This is very frustrating - I just purchased the software - and it won't import a 7 second video clip! It did import still fotos with no problem. What can I do?
thank you for your attention to this.
Bruce Roberts, Vernon B.C.
March 14th 2010
System Info
MS Windows XP
Version 2002 SP3
Dell Dimension XPS
Pentium 4 CPU 3.4 Ghs
3.39 Ghz 3.00 GB of RAM

How can I get the edited pictures from the thumbnails to full size?

I upgraded to iPhoto 11, the thumbnail photos show my previous edits, but when I click on the photo to make it bigger, it reverts back to the unedited, original picture. How can I get the edited pictures from the thumbnails to full size?

Verify you are using iPhoto11 ver 9.5
if not run the >Software update or check your apps folder and make sure the correct iPhoto is launched, not an older ver.

How to remove Editable region from nested template?

I'm trying to remove an editable region from a nested
template while retaining it in the parent template. DW doesn't want
to let me do this.
Example:
- I've created an overall template call ALLPAGES.DWT
- In it, there's an editable region called "related links".
- The "related links" will stay the same for all my main
pages (welcome, news, info, etc), so I'd like to create a nested
template called MAINPAGES.DWT where the field is locked.
So here's what I did; I started a new page from ALLPAGES.DWT
and then I created a template MAINPAGES.DWT from it. Now I want to
remove the editable region "related links". According to the DW
manual, I should be able to highlight the region and go to
Modify > Templates > Remove Template Markup, but that
option is greyed out!
Apparenlty the only way of removing the editable region is to
create a smaller editable region within it. But that's unnecessary
and sloppy. How can I remove the region entirely?

> This use of nested templates is very useful and very
simple and
> straightforward.
> It involves no additional overheads, and introduces no
reliability
> problems.
I really disagree with this.
> I cannot understand why Murray has such a bad attitude
to nested
> templates.
I spent quite a bit of time using them, tweaking them,
understanding them,
and watching the problems that others have had here on the
forum. My
compelling conclusion is that there is nothing you can do
with nested
templates that you cannot do more simply and with far less
trouble by using
other methods, some involving other kinds of template
regions, and some
involving simple use of Library items, or better, server-side
includes.
> I can only assume either that he had a bad experience on
the road to
> Damascus,
> after writing his definitive book on templates
I assure you, it's based on much more study and experience
than you have put
into it.
> "Templates are wicked and sinful! Don't play with them,
or you will go
> blind!"
This is not only unkind, it's completely erroneous. Far and
away, I am the
single most enthusiastic proponent for the use of templates
on these boards.
Perhaps a read of my book would help you rid yourself of your
attitude, too.
Murray --- ICQ 71997575
Adobe Community Expert
(If you *MUST* email me, don't LAUGH when you do so!)
==================
http://www.dreamweavermx-templates.com
- Template Triage!
http://www.projectseven.com/go
- DW FAQs, Tutorials & Resources
http://www.dwfaq.com - DW FAQs,
Tutorials & Resources
http://www.macromedia.com/support/search/
- Macromedia (MM) Technotes
==================
"Clancy" <[email protected]> wrote in message
news:[email protected]...
> "Dodgeit" <[email protected]> wrote:
>
>>I'm trying to remove an editable region from a nested
template while
>>retaining
>>it in the parent template. DW doesn't want to let me
do this.
>>
>> Example:
>> - I've created an overall template call ALLPAGES.DWT
>> - In it, there's an editable region called "related
links".
>> - The "related links" will stay the same for all my
main pages (welcome,
>> news,
>>info, etc), so I'd like to create a nested template
called MAINPAGES.DWT
>>where
>>the field is locked.
>
> Very simple:
>
> Open allpages.dwt.
> Save as template, with name mainpages.dwt (I always do
this immediately so
> that
> if I do something stupid I don't corrupt the original
template).
> Insert the desired content into "related links".
> At the beginning of the content area of "related links"
insert the magic
> code
> @@("")@@
> This turns off the editable region, and there will be no
reference to it
> in
> pages derived from this template.
> Save the changes to mainpages.dwt
> Done!
>
> Have a look at
>
>
http://www.corybas.com/Technical/Nested.htm
> This is derived from my template techpage.dwt, which in
turn is ultimately
> derived from my template basicpage.dwt.
>
> Basicpage.dwt defines two editable regions 'title' and
'subtitle' at the
> top of
> the page. Techpage.dwt sets a fixed title for all my
technical pages, as
> follows:
>
> @@("")@@Roger
> Riordan: Technical notes
> Notes
>
> In the page Nested.htm the references to 'title'
disappear, and the two
> lines
> appear as
>
> Roger Riordan: Technical
notes
> Nested
> Templates
>
> This use of nested templates is very useful and very
simple and
> straightforward.
> It involves no additional overheads, and introduces no
reliability
> problems.
>
> I cannot understand why Murray has such a bad attitude
to nested
> templates. I
> can only assume either that he had a bad experience on
the road to
> Damascus,
> after writing his definitive book on templates, or that
it says simply:
>
> "Templates are wicked and sinful! Don't play with them,
or you will go
> blind!"
>
>
> Clancy

Getting error in trusted recon from DB in oim 11g

Hi,
I am getting below error while running the trusted recon from DB in OIM 11g:
[2013-12-25T23:27:33.033-08:00] [oim_server1] [ERROR] [] [oracle.iam.reconciliation.impl] [tid: OIMQuartzScheduler_Worker-7] [userId: oiminternal] [ecid: 0000KCGU85V2ZNK5qVCCyY1Ih5WC000002,1:21446] [APP: oim#11.1.2.0.0] Generic Information: {0}[[
oracle.iam.reconciliation.exception.ReconciliationException: Exception occurred while inserting data into table RA_HRRECONTEMPROSS_GTC due to java.sql.SQLException: ORA-12899: value too large for column "IDAMPOC_OIM"."RA_HRRECONTEMPROSS_GTC"."RA_SERVICE_DT" (actual: 10, maximum: 7)
        at oracle.iam.reconciliation.impl.ReconOperationsServiceImpl$1.process(ReconOperationsServiceImpl.java:429)
        at oracle.iam.reconciliation.impl.ReconOperationsServiceImpl$1.process(ReconOperationsServiceImpl.java:407)
        at oracle.iam.platform.tx.OIMTransactionCallback.doInTransaction(OIMTransactionCallback.java:13)
        at oracle.iam.platform.tx.OIMTransactionCallback.doInTransaction(OIMTransactionCallback.java:6)
        at org.springframework.transaction.support.TransactionTemplate.execute(TransactionTemplate.java:128)
        at oracle.iam.platform.tx.OIMTransactionManager.execute(OIMTransactionManager.java:22)
Caused by: oracle.iam.platform.entitymgr.ProviderException: java.sql.SQLException: ORA-12899: value too large for column "IDAMPOC_OIM"."RA_HRRECONTEMPROSS_GTC"."RA_SERVICE_DT" (actual: 10, maximum: 7)
        at oracle.iam.platform.entitymgr.impl.EntityManagerImpl.createEntity(EntityManagerImpl.java:305)
        at oracle.iam.platform.entitymgr.impl.EntityManagerImpl.createEntity(EntityManagerImpl.java:241)
Service date is a varchar field(VARCHAR 2 BYTE) in our trusted table. Its mapped to service date field in OIM 11g which is of type date.
Please let me know if I need to change the field type in our trusted table.
Note: The same configuration is working fine in OIM 9.x.
Regards,
Kalpana.

Now, i went into IDM schema & altered date fields to VARCHAR2(30 CHAR) for all the date type attributes. Now, when I ran schedule job is worked fine and didnt got any errros. But now the trusted recon is not creating users. I dont know why users are not getting created. Can you please let me know which all things should be checked to make a recon a trusted recon so that it creates users.
Thanks,
Kalpana.

Sallie Mae Approved !! Edit : Reconned from 8K to 10K

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