Set up iChat *without* a credit card

I'm trying to set-up iChat for my mother on her iBook, and have run into a roadblock. She never got a .mac address and when I try to create one for her I'm redirected to the new Mobile Me site where I can sign her up for a "free" trial. This requires a credit card that will be billed $109 unless she is able to cancel the subscription within 60 days. Her computer skills are not such that this will be easy for her to manage, and we have no interest whatsoever in Mobile Me services. I seem to recall being able to set up a free .mac address for iChat when I started using it. Is there a workaround so that she can use iChat without the MobileMe issue?

Get a free AIM screen name https://reg.my.screenname.aol.com/_cqr/registration/initRegistration.psp
Dont download their software as you will be using iChat

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