Settings on iPhone to avoid charges when travelling question about carrier

Hi
Want to check setting on iPhone to avoid charges when travelling on iPhone 5 .
I have googled but still wanted to check as I only want to use wifi and with air plane mode I actually recovered a text message which led me to think I was not fully disabled for travelling and avoiding cost so I make the following additional changes but wanted to ensure nothing was missing.
1. Enable airplane mode
2. Then Settings - cellular data - off
I noticed that under Settings that Carrier is still set as Automatic and on. Should this be off?
Please clarify, thank you

Based from my carriers for my country, to be able to connect to an overseas carrier (to receive calls or sms from your home country) it can be enabled by contacting the carriers; with or without a charge.
Then, the carrier can be set to automatic/ON (connects to an overseas carrier automatically that is prefered by your home country's carrier) or OFF (choose the respective carriers that you prefer).
It is still best to switch off the cellular data when you're overseas.
Just a precaution:
Go Settings > Mobile/Cellular > Data Roaming > OFF
Data Roaming: Uses mobile data when you're connected to an overseas carrier (heavy charges apply).
Hope it helps.

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Settings on iPhone to avoid charges when travelling question about carrier

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