Shattered iPhone Screen....

I recently fell down my stairs and practically threw my iPhone 3G with some force down on my tile floors. The entire right and upper portion of the front of the phone is shattered I can even see into the interior of the phone on the portion that is just above the screen and around the speakers. However i have a clear screen protector on that is holding the actual screen part together. The screen still is fully functioning, and responds to the touch even on the parts that are spiderwebbed with broken glass.
My questions are, How much will it cost for a complete replacement screen, and is it in anyway covered by insurance. Also, will I have to part with my iPhone to send it in, or will the cingular store order me a new screen, and install it for me locally.
Thanks

How would anyone know what your insurance will cover? Call you insurance company.
Cingular which is now AT&T does not handle repair/replacement of iphones. Apple handles all repair replacements. They will not replace the screen. If anything they would exchange for a cost like the following:
"Out-of-Warranty Service
If you own an iPhone and it requires service for any other hardware failure, Apple will service your iPhone for the Out-of-Warranty Repair Service fee listed below. Your replacement iPhone may be new or refurbished.
iPhone 3G Out-of-Warranty Service
8GB $199
16GB $299
Original iPhone Out-of-Warranty Service
4GB & 8GB $199
16GB $249
*All fees in US dollars and exclude applicable taxes"
http://www.apple.com/support/iphone/service/faq/

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