Shopping cart trick work for you?? Please add to list!

Hi all, I am making this post to explain the shopping cart trick. The shopping cart trick is from what i gathered mostly comenity bank cards. (not all of them) Go to there store, add items into your cart, go check out and put in your info (as it appears on your credit report)If that store approves you, you will recieve a pop up (or maybe a new screen) which says you are pre approved. It will have your brief info and ask you to type in your last 4 digits of your social. Some stores will say how much you are approved on the pop up (some dont) PLEASE READ THIS= -PRE APPROVAL- (which is what i am talking about) is when it says you have been PRE APPROVED (again might say amount) and asks you to ONLY TYPE IN LAST 4 DIGITS OF SOCIAL- this is what you want if you do not want it to show up on your credit report -PRE QUALIFY- this is when you have to bascially fill out a app. (type in more then the last 4 digits of social) THIS WILL SHOW UP ON YOUR CREDIT REPORT AS IT IS A HARD PULL i see many people who think they are the same.. THEY ARE NOT! not everyone will get the pre approval. If you dont, you can try in a week or maybe you need to opt in (google opt in/opt out) it is a site where you can choose whether you want to recieve offers of credit ect. If you have tried this trick..PLEASE let us know if it has worked. I would like to get a complete list of stores to make it easier for those who wish to try, to find. Myself, i got the pre approval for,1. victoria secret (this is usually the most easiet store from what i have heard) $500 credit limit2. king size direct $250 limit (can also be used at 1 stop shop, brylane home and there other sister stores)-i also have a mandees store card but i got that one instore $300 limit i made accounts for both of mine before i got the pop up, not sure if that makes a difference.

stefnian0426 wrote:
Hi all, I am making this post to explain the shopping cart trick. The shopping cart trick is from what i gathered mostly comenity bank cards. (not all of them) Go to there store, add items into your cart, go check out and put in your info (as it appears on your credit report)If that store approves you, you will recieve a pop up (or maybe a new screen) which says you are pre approved. It will have your brief info and ask you to type in your last 4 digits of your social. Some stores will say how much you are approved on the pop up (some dont) PLEASE READ THIS= -PRE APPROVAL- (which is what i am talking about) is when it says you have been PRE APPROVED (again might say amount) and asks you to ONLY TYPE IN LAST 4 DIGITS OF SOCIAL- this is what you want if you do not want it to show up on your credit report -PRE QUALIFY- this is when you have to bascially fill out a app. (type in more then the last 4 digits of social) THIS WILL SHOW UP ON YOUR CREDIT REPORT AS IT IS A HARD PULL i see many people who think they are the same.. THEY ARE NOT! not everyone will get the pre approval. If you dont, you can try in a week or maybe you need to opt in (google opt in/opt out) it is a site where you can choose whether you want to recieve offers of credit ect. If you have tried this trick..PLEASE let us know if it has worked. I would like to get a complete list of stores to make it easier for those who wish to try, to find. This is not true for everyone, some people (myself included) were pre-approved for Total Rewards and Fuel Network Mastercard, and still got a HP. Not sure how they decide if you get a HP or not.

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What's this Shopping Cart Trick I here of?

Check out this thread: http://ficoforums.myfico.com/t5/Credit-Card-Applications/Shopping-cart-trick-work-for-you-Please-add-to-list/td-p/2869327 I advise only getting a card that you really want anyway and will use as many (included myself) have indulged and regretted it later. You can get these cards via SP but you will still take a ding to your AAoA for the new account (although depending on your credit profile, this may not have a huge effect). Hope this helps.

designated_knitter wrote:
@core -- define "scores in the dump", please? And thank you ;-)I wasn't doing great recordskeeping at the time, and I wasn't paying for myfico, but 10 days before I applied for the Sportsman's Guide, my Discover-provided FICO (TU 08) showed me at 647. That's the "dump" for me because I was stuck there for 5-6 years with no hope; don't mean to offend anyone who just got there or anything. My EX score must also have been around 647 because both BofA and Discover provided that same EX score in unfavorable terms letters. That same day, CapOne denied me for a QS and listed a CapOne-generated score of 672 based on EX data. The SG was coming off the tail end of an app spree obviously; I only applied for it for kicks because someone posted a link. I know those aren't all "real" scores but that's the best I can do with next to no records from a long time ago. Also I used a backdoor link to get the shopping cart trick to work on Sportsman's Guide (search this forum for it, a new one was posted again within the last 2-3 mos), but I don't know for sure if that helped me or not. I _know_ Comenity isn't stupid enough to hand out fat limits just based on some trick and no credit data, but it probably saved me the hard pull.

Does BT Openzone work for you?

I live in Central London and work in the City so I often find that my iPhone has connected to BT Openzone or The Cloud if WiFi is on.
The reason I usually discover this is that it is taking an age to download something or to move to the next page in Safari. I usually have to switch off WiFi in order to get the much faster connection I can get in 3G.
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dbir wrote:
Has anyone been able to get "DVR Manager" (go to Verizon's web site>My Verizon>Manage My TV, scroll down to "DVR Manager", click "Manage") to work? I always get the error" "We are having trouble communicating to your Set Top Box.".
I just had FIOS installed (TV, internet, phone) last week. Everything is working great. Except this. I've researched/tried lots of things unsuccessfully. "Home Agent" doesn't know DVR Manager exists. Neither does the online Automated Agent. I tried Verizon's online chat help, but their suggestions didn't help either. I'm wondering if it works for anyone, or is it some discontinued-but-still-advertised feature.
If DVR Manager works for you, please tell me what you did to get it to work.
-dbir
Yes, has worked for years. And while I don't use it very much, I just checked, still works fine.
Have you gone into the Menu on the DVR and set up the FiOS TV Remote DVR dialog? If not, you need to do so. You will need to set up a Parental Control PIN to access the dialog if you have not done so.
Menu ==> Settings ==> FiOS TV Remote DVR ==> Web Access ==> and enable it (at least that is what I remember you had to do at that point)
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NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

Good Day Family, I have taken the time to compile an accurate UPDATED list for Comenity bank Store cards, you can check for yourself on their website here http://www.comenity.net/comenity/UsingAccount/ Please let me know if you have any success with any of the new stores that have been added to their list Abercrombie&Fitch Credit CardAdWords Business Credit CardALON Credit CardAmerican Laser SkincareAmerican Commercial Credit CardAmerican Home Credit CardAmerican Signature Credit CardAmerican Credit CardAmerican Home Furnishings Credit CardAnnie Sez Credit CardAnn Taylor MasterCard Credit CardAnn Taylor Credit CardArizona Mail Order Credit CardArhaus Credit CardAshley Stewart Credit CardAvenue Credit CardBedford Fair Credit CardBealls Florida Credit CardBealls Credit CardBealls Outlet Credit CardBergner's Credit CardBlair Credit CardBlue Nile Credit CardBon Ton Credit CardBoston Store Credit CardBrylane Home Credit CardBrownstone Studio Credit CardBrylane Home Visa CardBuckle Credit CardBurke's Outlet Credit CardCarter Lumber Pro Credit CardCarson's Credit CardCarter Lumber Credit CardCatherines Credit CardChadwick's Credit CardChadwick's Visa CardChristopher and Banks Credit CardThe Company Store Credit CardCosmeticCredit CardCrate and Barrel Credit CardCrescent Jewelers Credit CardCruise One Mastercard Credit CardDavid's Bridal Credit CardDental First Financing Credit CardDesign Within Reach Credit CardDomestications Credit CardDots Credit Carddressbarn Credit CardDUTYFREECOM Credit CardDunlaps Credit CardEddie Bauer Credit CardElder-BeermanCredit CardEl Dorado Furniture Credit CardExpress Credit CardFashion Bug Credit CardFastLineFortunoff Credit CardFortunoff VISA Credit CardFriedman's Credit CardGameStopGander Mountain MasterCardGander Mountain Credit CardGarden Ridge Credit CardGardner-White Credit CardGiant Eagle fuelperks! credit cardGoody's Credit CardGordmans Credit CardGoody's Stage Store Credit CardGold Violin Credit CardGrand Rental Station Credit CardHaband Credit CardHenri Bendel Credit CardHealthiPlanHealthiPlan Medical Credit CardHerberger's Credit CardHome&Garden Showplace Credit CardIdeal Image Credit CardHome Shopping Network (HSN)Home Shopping Network (HSN) MastercardJessica London Credit CardJ. Jill Credit CardJustice Credit CardKane Furniture Credit CardLane Bryant Credit CardLa Redoute Credit CardLew Magram Credit CardLevin Furniture Credit CardLittle Switzerland Credit CardThe Limited Credit CardLinensource Credit CardLifestyle Lift Credit CardLOFT MasterCard Credit CardLOFT Credit CardMandee Credit Cardmaurices Credit CardMarathon Credit CardMarathon VISA Cardmetrostyle Credit CardMedChoice Financial Credit CardMedChoice Premium Credit CardMonterey Bay Credit CardMyPoints VISA Credit CardMy World Credit CardNew York&Company MasterCardNewport News MasterCardNew York&Company Rewards Credit CardNewport News Credit CardNorm Thomson Credit CardOhio University Alumni MasterCardOneStopPlus.com Credit CardOneStopPlus.com VisaOSH Credit CardOSH Commercial Credit CardOvertons Credit CardPalais Royal Credit CardPacSun Credit CardParisian Credit CardPeebles Credit CardPetite Sophisticate Credit CardPetland Credit CardPier 1 Credit CardPottery Barn Kids Credit CardPottery Barn Credit CardPriscilla of Boston Credit CardPremier Designs Credit CardRainsoft Credit CardReeds Credit CardRestoration Hardware Credit CardThe RoomPlace Credit CardRoaman's Credit CardSamuels Jewelers Credit CardSahalie Credit CardSilhouettes Credit CardSmile Generation Financial Credit CardSolutions Credit CardSpiegel Credit CardSports Authority Credit CardThe Sportsman's Guide VisaSpringstone Credit CardStage Credit CardSteeles Credit CardTaylor Rental Credit CardTalbots Credit CardThe Tog Shop Credit CardTigerDirect Credit CardTorrid Credit CardTotal Rewards Visa Credit CardTrek Credit CardTrue Value Credit CardUnderGear Credit CarduTango VISA Credit CardValue City Furniture Credit CardVenue Credit CardVenus Credit CardVictoria's Secret Credit CardVirgin America VisaVitacost Rewards MastercardWest elm Credit CardWestgate Credit CardWinterSilks Credit CardWoman Within Credit CardYounkers Credit CardYour Tuition Solution Credit Card

missjae wrote:
The_Credit_Guy wrote:
Victor1: Yes, there are a couple of VISA cards that are available through the "shopping cart" trick. One is through Sportsman's Guide Visa (stated in the list) and MyPoints Visa (also stated in the list). There is also a sign up for the Total Rewards - which can preapprove you for that Visa. I was instantly preapproved for the Sportsman's Guide Visa as soon as I signed up through the Sportsman's Guide site. They gave me a $10,000 credit line with no questions asked and it was a soft pull as they only asked for the last four of my social. I was also instantly preapproved for the MyPoints Visa with a $2,500 credit line. Then - as soon as I signed up through the Total Rewards site a pop up instantly came up and approved me for the Total Rewards Visa. I declined this one as I've read of the extremely low starting credit lines. That one didn't appeal to me. All of the above were through instant pop ups. Hope this helps... My current scores: Equifax - 765 TransUnion - 735 Experian - 703 (Goal = 800)+1 I was also pre-approved for the Sportsman's Visa. They gave me a 2K limit. No luck with Total Rewards or Mypoints though.I got the sportman's guide to work for the first time ever, anyone know if they are generous with CLs? I dont want to take it and bring down my AAoA unless I have a shot @ 5k

What was your credit score when you did the shopping cart trick?

Hey everyone! I have removed all but two charge-offs and am paying monthly payments on one of those(Springleaf). My credit score is still terrible....a whopping 505....but, by removing 4 charge-offs it brought it up 36 points. It was 469. Gotta start somewhere. Lol. I have been reading about the shopping cart trick and wanted to ask y'all what was your credit score at when you succeeded? I have two judgments that I will file a Motion to Vacate this fall when I have them paid in full. Thank you very much. :-)

Tietza wrote:
Hey, SandiBeach22! I looked at your siggy and I am only seeing.... TOTAL CREDIT LINES: $166,750.00
EQ FICO: 744 (6/2015) I see a little plant which I think means that you are in the 'garden'? Which three did you try and your score is excellent at 744. Mine is barely over 500. Heck, I can't stay in the garden! Just started gettin the SCT to work! Have to many cc's. Maybe 18/19? Got Overstock recently with a 16k limit! I try to check out as a guest. It seems to work better for me. Got the Sportsman Visa the same way. No hp's at all and around 28,250.00 in cl's. Worth a shot or two. Keep trying. It took me about 2 months to get Overstock to work. VS should give you a card. Probably a few more too. Scores not excellent. Not until it's over 800.

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Tried the shopping cart trick, with mixed results...

Since I have a recently-added false collection on my credit report, any hard pull is going to result in an automatic denial. I'm working on getting that removed, but I also want to get some more trade lines added to my credit reports. TU is currently 615 and EQ is 624. I had been reading up on the shopping cart trick on these forums (to get credit accounts with soft pulls) and decided to try a few different ones. Here's how it went. 1. Express: I actually shop at this store fairly frequently, and buy my business casual clothes there. I put a couple of pairs of jeans in my cart, and went to checkout. I entered my information, and immediately got the preapproval popup. I applied and got a $500 credit line. Not bad. Plus I saved 20% on my jeans, and got an additional $20 off. Created my account on Comenity's website, and hit the LUV button: 7-10 day message. 2. Overstock.com: This is the one everyone says to try first, because they give generous limits and automatic CLI's. I decided to be adventurous and put a $1,200 patio set in my shopping cart, to see if that would have any effect on the credit line. I went to checkout, entered my details, got the popup and applied. This time it was only a $250 limit. I created an account on Comenity's website, and hit the LUV button, but no luck. Another 7-10 day message. I can't find anything on the site for $75 or less (30% of the limit) that I want to buy right now. I'm a bit disappointed in the limit, but we'll see how it goes over time. 3. Sportman's Guide: There is nothing I'd buy on this website, but since it's a VISA card, no need to bother. I put a couple of items in my cart, proceeded to the checkout, and got nothing. I tried several times yesterday, clearing my browser history each time. Still nothing. Just for giggles, I had my partner, who has amazing credit, try it as well, and still no popup. This might be one that you have to checkout as a member instead of a guest. 4. Walmart: Backed by Synchrony (amazon.com store card), not Comenity. Heard that they have the shopping cart trick as well, so I decided to try it: No luck. Couldn't get the popup to come up, and there's no way to check out as a guest. 5. Dillards: Another shopping cart trick that is not a Comenity card, but is backed by Wells Fargo. Added some stuff to the cart, went to check out, nothing. I think this might be because I used to be a Dillard's employee several years ago, and you had to get a Dillard's credit card to get your employee discount. They would give you a prepaid version of it if you couldn't qualify for the real deal, and I think somewhere in the system I still have that prepaid card. 6. Kirklands: Another Wells Fargo card. I couldn't get the popup to come up here either. Then again, I don't have a local store, so it's not all that important to me. So my takeaway was two new tradelines and a $750 bump in overall credit lines. It's better than nothing!

DeeBee78 wrote:
Since I have a recently-added false collection on my credit report, any hard pull is going to result in an automatic denial. I'm working on getting that removed, but I also want to get some more trade lines added to my credit reports. TU is currently 615 and EQ is 624. I had been reading up on the shopping cart trick on these forums (to get credit accounts with soft pulls) and decided to try a few different ones. Here's how it went. 1. Express: I actually shop at this store fairly frequently, and buy my business casual clothes there. I put a couple of pairs of jeans in my cart, and went to checkout. I entered my information, and immediately got the preapproval popup. I applied and got a $500 credit line. Not bad. Plus I saved 20% on my jeans, and got an additional $20 off. Created my account on Comenity's website, and hit the LUV button: 7-10 day message. 2. Overstock.com: This is the one everyone says to try first, because they give generous limits and automatic CLI's. I decided to be adventurous and put a $1,200 patio set in my shopping cart, to see if that would have any effect on the credit line. I went to checkout, entered my details, got the popup and applied. This time it was only a $250 limit. I created an account on Comenity's website, and hit the LUV button, but no luck. Another 7-10 day message. I can't find anything on the site for $75 or less (30% of the limit) that I want to buy right now. I'm a bit disappointed in the limit, but we'll see how it goes over time. 3. Sportman's Guide: There is nothing I'd buy on this website, but since it's a VISA card, no need to bother. I put a couple of items in my cart, proceeded to the checkout, and got nothing. I tried several times yesterday, clearing my browser history each time. Still nothing. Just for giggles, I had my partner, who has amazing credit, try it as well, and still no popup. This might be one that you have to checkout as a member instead of a guest. 4. Walmart: Backed by Synchrony (amazon.com store card), not Comenity. Heard that they have the shopping cart trick as well, so I decided to try it: No luck. Couldn't get the popup to come up, and there's no way to check out as a guest. 5. Dillards: Another shopping cart trick that is not a Comenity card, but is backed by Wells Fargo. Added some stuff to the cart, went to check out, nothing. I think this might be because I used to be a Dillard's employee several years ago, and you had to get a Dillard's credit card to get your employee discount. They would give you a prepaid version of it if you couldn't qualify for the real deal, and I think somewhere in the system I still have that prepaid card. 6. Kirklands: Another Wells Fargo card. I couldn't get the popup to come up here either. Then again, I don't have a local store, so it's not all that important to me. So my takeaway was two new tradelines and a $750 bump in overall credit lines. It's better than nothing! $250 for Overstock, ouch that blows. Hope it grows if you decide to keep it. I tried the sc trick in November and I got the pop, entered my info and got approved for 2k. I registered for an online account right away and hit the luv button and got it increased to $2300. Haven't had much success getting an increase since. My DW tried it this week and she also got the pop up and got approved for $2000. She registered online and hit the luv button and got it bumped to $2200 hit it again and got the 7-10 day message. About Sportsman guide I have tried it constantly and never get the pop up and neither has my DW gotten the pop-up so it seems our reports don't fit their criteria because my sister tried it and she got the pop up and so did one of my uncles.

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I have attached a screenshots to demonstrate it:
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I hope you take a look into this issue because if you have a long file and you have to encode it again because it fails....... uiuiui
Thanks Todd for the possibility to give this direct feedback to Adobe
This is real support!

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i have clearly defined the start conditions.
what could be the possible reasons for this situation.
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with regards,
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Hello Yann,
I am using simple starting conditions based on price less than 1000 euros.
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I have activated workflows for shopping cart
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with regards,
mahesh madasu

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Shopping cart trick work for you?? Please add to list!

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