Should my wife and I use the same Apple account or separate accounts?

Should my wife and I use the same account or our own accounts?
We each have our own iPhones and we share one iPad.
We have one computer where we use iTunes (our main desktop at home).
On iTunes on our computer, sometimes we are logged into my wife's iTunes account and sometimes we are logged into mine.
My iPhone was set up with my account and my wife’s was set up with her account.
My wife's iPad is set up with her account (but it seems like it is pretty easy to log out and then log in with my account if I want, I think).
Since we log into our respective accounts on iTunes and have our own accounts for our iOS devices, we purchase music, games, etc. on both accounts.
If we continue with our current method of different accounts, I am worried that our music, games etc. will be separated so that we won't be able to access them all from each of our devices.  For example, I'm thinking of setting up that Home Sharing thing where you can use your iOS device to stream off your computer's iTunes but I think it only streams off the iTunes account you are currently signed into.
Is this a good idea or should we just pick one of our accounts and use it exclusively?
If we just use one account, should our phones both be signed in / started up with that one account?
Thanks for any info.

2 iphones, 1 ipad, 1 PC with 1 apple account

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