Signed Applet to Access Smart Card Reader

I am trying to develop an applet that will access a smart card on the client's side. The applet will need to load the PKCS#11 library(.dll) from the client side.
What is the most secure way to implement this design?
1 solution I am think of is to use Java Web Start which will download the applet onto the client desktop. Is this the right way?
Is there a solution where the applet can run in the browser and access the smart card without downloading the applet?
Thanks.

This is a duplicate of this and is probably better dealt with in the WebStart forum. I'm locking this thread.

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