So does the iPHone 5 come with free hotspot on old nationwide plans?

I keep reading in articles online and in these forums that, unless you have unlimited data, Verizon will not charge for mobile hotspot on LTE because of an FCC ruling? However, when I preordered the iPhone 5it wanted me to buy a mobile hotspot plan. So which is it?

On the unlimited data plan, the mobile hotspot is a separate charge with the cost changing when you have a 3G only smartphone or a 4G LTE smartphone.  On the Share Everything plans, the hotspot is included. On the individual tiered data plans, I'm not sure how the mobile hotspot is figured in anymore.

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