Someone is getting into my ITunes and purchasing games yet I have no money on the account nor do I use a credit card..what is happening here...I just got advised of the purchase

Someone is purchasing games from my account yet I have no monies in the account to purchase anything nor do I use a charge card ...what is happening and cs
an I resolve the issue...

If you haven't already done so then change your password on your account e.g. by tapping on your id in Settings > iTunes & App Stores on your iPad and logging into your account, via the Store > View Account menu option on your computer's iTunes or via http://appleid.apple.com - if you do it on your computer or that website you might then need to log out (by tapping on your id in Settings > iTunes & App Stores) and back into your account on your iPad so as to 'refresh' the account on it.
If things have been purchased which you didn't buy, and nobody else has access to your account or devices, then contact iTunes Support : http://www.apple.com/support/itunes/contact/ - click on Contact iTunes Store Support on the right-hand side of the page, then Purchases, Billing & Redemption

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