Stop adults from purchasing using family sharing

I am the main account holder, and therefore it uses my Credit Card. I wish to prevent other Adults in my Family Group From making purchases without my knowledge or authorisation. I believe you can ask children to request authorisation but any adult can just buy without restriction. If this is not possible then Apple needs to seriously fix this and allow adults to purchase with their own cards and restrict minors only.

Hi zaba,
Welcome to the Apple Support Communities!
Other adults in your Family Sharing group can use iTunes Store gift cards if they do not wish to have the payment default to the organizer. The individual adult can add a gift card credit to their individual account that will be charged first, before defaulting to the organizer’s payment method.
Family purchases and payments - Apple Support
Making purchases
After you set up your family, any time a family member initiates a new purchase it will be billed directly to your account unless that family member has gift or store credit. First, their store credit will be used to pay the partial or total bill. The remainder will bill to the family organizer's card. As the family organizer, any receipts generated by the transaction will be sent to you. Learn more about how iTunes Store purchases are billed.
Best regards,
Joe

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