Taking One Step At A Time...

I've been lurking for a while, and taking heed to all advice given...before coming in Myfico, my scores were terrible---mid to high 500's. In April of this year, I pulled all three credit reports and began disputing incorrect information (I had 8 accounts removed off each report), which helped my score. I applied for a QS1 Capital One card in May and got approved (completely to my surprise!) for $500...I've been keeping my utilization low (under 20%) and my scores, once it began reporting on my reports, my scores jumped at least 65 points! I'm now in the low 600's across the board. I then took advice given here and, although I only had my QS1 for barely 2 months, applied for a CLI to help my utilization...I got approved yesterday for a $1000 increase! I probably won't post that much (I'm more of the lurking type, lol), but I just wanted to say THANK YOU. Also, any advice to help my score grow even faster is appreciated as well....should I obtain another card? Or garden?

Apply for a second Capital One card. For best score growth you should have three cards minimum.

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