Technical purchase question of getting a new iPhone 3Gs

I have the original iPhone with a normal plan (39 + 20 incl 200 SMS).
My goal is to upgrade to the 3GS and give mine to my wife.
So I need to get a family plan, add my data, her data and still hope to get the 200 SMS on hers, I need to get 200 for me for 5.-.
Can I do this by pre-ordering a phone online or do I need to wait and have this all arranged in the store?

You can pre-order and then when you go to the store to pickup, they can take care of all of that for you.

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