The cost of an iPhone 6

The price of the iPhone 6 is $649-$849
No matter how you chose to pay for it, in the end you pay full retail price.
The 2 year contract price is $199, plus $40 upgrade/activation fee (goes up on August 1st) plus the line fee is a full $40 a month.
With Next, the retail price is divided into monthly payments. The sales tax must be paid according to your state law.
http://www.att.com/shop/wireless/data-plans.html

It depends. If you are buying in store, they only do the NEXT program.
http://www.att.com/shop/wireless/next.html
With a 2 year committment, and iPhone is $199 but you will lose the out of contract discount on your plan of $15 to $25. But 2 year committment phones must be purchased online or if purchased at a store, it will be shipped to you.

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