Torch 9810 Need basics about Wifi auto-switching and tethering, please.

Concerning my AT&T Data plan:
1- when i'm using the device by itself, all indicators show that auto-switching is working when wifi is available. ok, bb gurus, i can't afford any surprises on my bill, so...is it really working all by itself, or am i gonna have to play the "disable this, enable that" game to make sure?
2- when i'm tethered, i see my device is being used as a standard dial-up modem, so clearly there's no wifi to be had. but...during tethering, is there any hardware config that allows my device to become a wifi adapter instead of a modem?
3- i think i don't have hotspot capabilities, is that correct?
btw-i absolutely love how easy it is to check service/connection status.
EDIT: i just noticed that when i have wifi, the ssid shows up next to the "AT&T" on the main screen, i walked back & forth across the street and watched it change...holy-moly i'm digging this phone!

1- you said "If so, leave it on but be aware that if your phone falls back to the network connection, you won't get any kind of warning from your homescreen." 
here's what i learned since i last posted:
as i understand it, BB internet services is something separate from my metered AT&T data (i think bb services is how/why i'm getting my POP mail, "reconciliation" rocks the house). the service has a useful status display showing how it's connected...this auto-switches between network & wifi before my eyes as i walk in & out of range. here's the kicker...in the homescreen 'header' where my active carrier is displayed, a connected ssid is displayed along with it, ie "AT&T - Public Hotspot" which also changes on the fly. huh...yeah...and tapping said header opens up the connection manager, this is one smooth ui.
none of that says my data-stream is also being auto-switched, but it would be a fair bet to assume if the services has a signal, the data connection would too. i'd like to dig into this a little deeper, i've seen several versions of the right answer in my research.
2- you saying i get the updated OS?
3- see question 2
the rest of this you can totally ignore if you want, i've had one too many java's tonite, heh.
i'm an old-school hardware freak...i was changing jumpers on 486 motherboards & frying them back in the day. until recently i didn't need more than a phone (that old bullet proof nokia flip) but then i went to traveling on my motorized bicycle and upgraded to messaging & data. got a pantech link, it never failed me, i really like it a lot.
there's been times i've been out of cell range but sitting at a hotspot, wishing there was a messaging phone with wifi....like 35 miles north of haines alaska. i keep a little personal site if you're interested & if it's not against the rules:
http://mb-rambler.mysite.com/
so i decided to get into a smartphone, did a lot of shopping, a total newb...i started by choosing the pantech crossover, and honestly for my minimal needs it looks like a real beaut. we setup the deal and the crossover was shipped but then misrouted. i was told 2 weeks for that to be resolved, and i got mad but remained calm. bottom line is the AT&T rep went to bat for me on customer service, and eventually arranged for me to go to the nearest store and get whatever i wanted. no crossover in stock. well, in real life, there was no denying the blackberry's. it was the torch 2 or the bold, i like a real keyboard. but i'm a total bb newb too, so i closed my eyes and pointed at what i could afford.
i'm a lucky bubba i know...because since then i've learned a lot about this version and its history, and the hardware inside is blowing my mind. sorry for rambling, it's just i'm getting into this.
thanks for stepping in to help out. i'm sure i'll have more questions and comments as i move along.

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