Trying to log into itunes  & app stores for the first time..

When I type in my apple id and password, I receive the following message.....
This apple id has not been used in the iTunes store. Tap review to sign in, then review your account information.
When I try to verify my account information, card details and address for any future billing, I am told my card has been declined?
I have tried a different card and receive the same message. I am not buying anything, just verifying my account.
What should I do?

Unless the instructions on this page are followed when creating an account : http://support.apple.com/kb/HT2534
then card details will need to be entered before the account can be used with the iTunes store.
What sort of card are you trying to use as your payment method, credit or debit ? Debit cards don't seem to still be accepted in all countries, and even where they are is appears (based on some posts on here) that not all work.
For a card to have a chance of being accepted it needs to be registered to exactly the same name and address (including format and spacing etc) that you have on your iTunes account, and have been issued by a bank in the country where you and your iTunes account are. If it is then you could check with the card issuer to see if it's them that are declining it, and if not then try contacting iTunes Support (these are user-to-user forums) and see if they know why it's being declined (but you might not be able to use a debit card) : http://www.apple.com/support/itunes/contact/ - click on Contact iTunes Store Support on the right-hand side of the page, then Account Management
Or you could see if the steps on this post by mountaingoatgirl lets you review your account without needing to enter credit card details (which will allow you to download free items) : https://discussions.apple.com/message/24303054#24303054
If none of your cards are accepted and the post by mountaingoatgirl doesn't work then you will need to create a new account, and use the instructions on the above HT2534 page when creating it.

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