TS1424 has anyone experienced their payment method on iTunes Store being declined for no apparent reason?

For no apparent reason I got a response back from the iTunes Store saying " this card can not be used for the iTunes Store"
I have been using the same card for over a year no problem. Checked with my back looks good on their end.
Has anyone ran into this before?

Thanks for the the information Tyler. I'm still in awe, I heard that if an LCD is over heating or the phone is over heating, there would be a warning message telling me that the device is over heating, not sure how true is this?
Nah I never dropped it yet, its too fresh and precious to me but the funny thing is no matter what care I took since the three weeks that I've had it, it still developed this problem.

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