TS1646 Billing Issues in Apps Store

I'm trying to download my apps on my iPad from my iPhone and I keep getting the error message about "billing issues" when I get there it refers to my security code on my credit card, I keep trying to correct it and it won't accept it. Then it says that the "Credit Card Processors" are down. I've tried everything as far as going thru iTunes to correct it, logging in and out of my apple id and calling support. SOMEONE PLEASE HELP! I've been trying to solve this problem for a week

Go here:
http://www.apple.com/support/itunes/contact/
and follow the instructions to report the issue to the iTunes Store.
Regards.

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