Two step verification credit card security code refused

Most infuriating. I've completed one set of two step verification with our common credit card & security code for my wifes Apple ID. The same CC & security code work just fine in itunes & the app store. But do you think I can get past the credit card security code screen (below) for my Apple ID. I've double checked the CC number and security code, retyped it 4 or 5 times with the card sitting on the keyboard. No typing error. I've tried 3 different browsers having emptied the caches and cookies. No, Apple refuses to let me in. Why?? Any ideas.
While I'm here, has anyone noticed the strange "area code" for the SMS-enabled phone. Area codes for mobiles don't exist as far as I'm aware. I've never h=eard of an SMS enabled landline either.I fudged it. It took three permutations to get the mangled mobile phone number into the right boxes! Bizzar. I think Apple is loosing the plot...
Bill...

NetPoint   2007.0.631.12
NetPoint.API   2007.0.631.12
NetPoint.CreditCards   2007.0.631.12
NetPoint.WebControls   2007.0.631.12
Web Tools Database   631

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