(UPDATE: Clear to Close) First time seller, second time buyer - will I qualify?

I bought a house in June 2013 for $232k. We haven't put it on the market but have had an offer for it for $290k and we've seen something we like today for $370k. Current balance on the mortgage is $170k. Gross W2 income last year was $98k, and a little extra from my side business which I need to get from my accountant. I just bought the MyFico 3 score report and my mortgage scores are 739, 725 and 716. Regular Fico scores it says are 743, 752 and 740. So if I remember correctly from 2 years ago they use the middle score, so I'm thinking it'll be around 725? 20% down on $370k is 74,000. Brokers fees on my house should be around $17,400 leaving me with roughly $100k cash, subtracting a couple of grand for other fees. My credit card debt is zero, only other debt is an auto loan, balance is approx. $42k at 0% with a monthly payment of $670. So, as I've never sold a house before a) Does my math look roughly correct? and b) Do I look good for a new mortgage loan of $296k? Thanks.

DallasLoanGuy wrote:
CreditJim wrote:
DallasLoanGuy wrote:
everything looks fine Thanks. It's actually in Dallas. I've been quoted a rate of 3.875% on a 30 year fixed from a broker who is a good personal friend. I'd like to use him as I know how hard he works for people from what I've seen myself, but is that a good rate? That's with a 65 day lock which I would need. Can't sell my house until the end of June to avoid being hit with capital gains tax.looks good. check with accountant on the capital gains. that changed a long time ago.i just banked $80k on my home sale and the cpa said no worries, Have emailed her, thanks.

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