Upgrade wife's phone as a Christmas gift

Hi,
My wife and I have separate VZW accounts, and her account is eligible for the "new every two" discount. I would like to purchase her an upgrade to Droid X as a Christmas gift, and then have her be able ot switch over to her new phone after unwrapping it on Christmas morning. Is there a way I can do this using her "new every two" discount? Or do we need to have a combined account in order for me to do this? I did want to combine our accounts at some point, but I'm afraid if I try to do it between now and Christmas it would make it would tip her off as to what my gift plan is.

Unless you are an authorized manager on her account, you won't be able to buy the phone as an upgrade on her account....unless you get a very cooperative rep. My kids were able to surprise me with an upgrade - but only because one of the store reps was a personal friend and the kids brought me to the store to sign the paperwork for my "gift"!
How about putting a picture of the phone in a card - or making a special trip to the store (pre-arranged with the store ahead of time) -

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