US bank account for paypal

Anyone here withdrawing US funds from paypal to their Canadian US bank account?  Right now im loosing alot of money in exchange fees because im unable to withdraw US funds to a Canadian Bank account.  I heard if you have a RBC US bank account you can add that as a US Bank account and withdraw to there. I ended up opening up a RBC US Bushiness account and was unable to get them to link.  I did call paypal and ask them ,  they said it is not possible unless it is a US account.  From what i understand opening up a US business account if your registered in canada isnt possible.   

Note that things may be different now, but in days gone by the TD or RBC "US" bank accounts still didn't count, it had to actually be a US bank account. The Canadian banks may have done something to fix this in the last decade though. Maybe someone here has one that is working ok now - I don't know because I did what recped suggests 10 years ago so it hasn't been a problem for me.(The way it works is I put the US$ into the US bank, then I write a cheque to myself and deposit into my US$ account with the Canadian bank, and can use something like XEtrade to convert) Having said this, I've just been withdrawing directly for quite some time, because my experience in the past was that by the time I went through my "process" the dollar value had changed enough to offset much of the "savings" of executing the process, although sometimes the opposite was true too. I do note that if you keep an eye on the $ value, the PAYPAL conversion rate is behind a bit, so if our dollar value goes up, and one catches it quick enough one gets the lower (aka better) value.

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