Username and password incorrect

I have developed a problem all of a sudden.
I've had my iphone since Chrismas and had no bother accessing emails, even in different countries, but one night this week I got a message saying I couldn't access emails as username and password were incorrect. I have not changed anything on my aol account or my iphone at this stage.
I've looked on all the forums and this seems a common problem both in UK and US with different email clients. I have looked through the apple manuals online but they are plop and no help at all.
I've tried reentering my details on the aol preset and manually on "other" tabs and still no joy! I've reset my iphone, deleted and reset my email settings and still no luck. I've tried using an edge connection and wireless connection and nothing seems to work.
Anyone got any ideas??
Without being able to access emails, I really don't see any point in keeping the iphone

Problem solved! My email works again now. I think it was only a temporary problem. It happened in whole one day only

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