Verify my payment even though the app is free ?

Why does apple keep asking to verify my payment even though the app is free and every time I'm verifying my payment info it keep saying declined even though all the information I have given them is correct?!? Please help me!!!

Hit the issue too and the following fixed it for me.
Settings->iTunes & App Store->apple ID->view apple ID->payment->re-enter all the credit card information especially the credit card number.
My guess is that after upgrading the stored credit card number gets messed up although it *looks* like it's still stored ok (e.g. still displaying the correct last 4 digits when the error happened and only asking for security code).
Hope this help!

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