Verizon Insurance vs. Apple Care

My tax return this year is going towards iPhones for my wife and I. My question is will I get the same or better service if I opt out of one of Verizon's insurance plans and go with Apple Care? I'll be saving about $250 over 2 years if I go with Apple Care.

The general rule on Insurance is this:
If you can afford to take the loss, without it affecting your lifestyle you are usually better off not to buy insurance for that item.
I have purchased about 50 Mac's, (mostly Mac Pros) I never got the insurance, never needed it.

Similar Messages

  • Verizon insurance and apple care

    I have Verizon's 10.99 insurance right now. Do u think it's good to have both Verizon's and apple care or should I just stick with verizons?
    Eric

    I'll try again to explain this. The Verizon package for $10.99 has two components. One covers accidental damage, loss, theft etc. The other is basically an extended warranty. You can buy either or both from Verizon. Applecare is equivalent to the extended warranty part, but it does not duplicate the coverage for accidental damage, theft etc. If you buy Verizon's complete coverage and Applecare, you essentially have double coverage for the extended warranty. Applecare is not the same as a visit to your local Genius. It includes a second year of coverage on the hardware.
    As others have pointed out, several other companies provide iPhone insurance with varying coverage and prices. It all depends on how much risk you want to take. 

  • Recieving a phone from verizon with your apple care plan

    do you get a referbished phone and how do i know if it is referbished and why do we get those kind a not a new one if our phone is bad because of manufacture error?

        Great question dinkeldorf!
    If you have purchased Apple Care, then you will want to have the device evaluated and replaced direct by Apple. Verizon Wireless does not handle Apple care.
    However, if its being replaced under the standard warranty from Apple, we do handle that! Under the warranty, a certified like new device of the same make/model is offered. The devices are supplied by Apple to Verizon Wireless. You can find out more on the certified like new device you'll receive right on line: http://bit.ly/121kUia. Let me know if you have any further questions.
    Thanks,
    AdamE_VZW
    Follow us on Twitter @VZWSupport

  • HT5691 Can i purchase apple care for iphone bought through verizon?

    Can i purchase apple care for iphone bought through verizon?  I want to upgarde thru verizon but don't want to pay a monthly fee with them for warranty. Verizon doesnt offer apple care on their website.

    Batman22405 wrote:
    Incorrect sir.
    After the 30 days YOU can still purchase Apple protection plan for $69, which extends your phone support just like AC+ and your hardware warranty just like AC+ it also gives you a a free battery replacement.
    The only difference between AC+ and Apple protection plan is that AC+ covers accidental damage.
    Customer who do not purchase AC+ or APP will then have to purchase a Pay-Per-Incident which is a $20 fee for each issue calling in on.
    Pay-Per-Incidents or PPI's last for 30 days on the one issue that they were purchased on.
    No, you cannot.
    An iPhone in the USA is eligible for AppleCare+ and ONLY AppleCare+.  AppleCare+ completely replaced AppleCare for iPhones when it was announced.  Check Apples own warranty pages on the web site.  You CANNOT buy AppleCare for an iPhone in the USA - ever.  It is not offered for iPhones any longer.
    see http://store.apple.com/us/browse/home/applecare

  • How can apple care tell me that it doesn't cover accidents

    I bought my iPhone from AT&T as well as apple care plan
    Now my screen is cracked and AT&T say they can't
    help at all not even a phone call. Apple says my apple care
    Insurance plan doesn't cover accidents. Really what else is there
    Company's like apple and AT&T are exactly why the economy is down
    Because they scam people in to buying insurance. Apple care
    But they don't cover accidents. Explain this apple care

    I believe AppleCare+ is only available for the iPhone 4S. Give Apple
    a call to be sure I am not mistaken. AppleCare+ was released with
    iPhone 4S. Even if AppleCare+ is available for iPhone 4, you are
    past the 30 days from time of iPhone purchase to be eligible.
    from Apple.com:
    Important notes
    AppleCare+ must be purchased within 30 days of the date you bought your new iPhone. If you did not purchase AppleCare+ with your iPhone, you may purchase it at an Apple Retail Store. To buy AppleCare+ at an Apple Retail Store, a Genius will first need to verify your iPhone purchase date and confirm that your iPhone has no pre-existing damage. Schedule a Genius Bar appointment
    See AppleCare+ Terms and Conditions for complete product details.
    Message was edited by: imobl

  • Apple Care vs. Assurion through Verizon?

    Which is the better bet for insuring a new iPhone 5? Apple Care or Assurion through Verizon? Or both?

    Asurion is a scam. I paid $9.99 a month for almost 2 years to insure my iPhone 4S. Today my phone got stolen. I called Asurion. They told me I have to pay $169 for deductible. When Verizon sells the insurance, they never mention the deductible. It's total **. I go to Verizon site for more info about Asurion, it does not say anything about $169 deductible ($199 for 32-64GB). There is a link to full terms and condition. When I clicked on it, it says page can not be displayed.
    Since I'm a couple of months away from a discounted upgrade, Verizon offered me $300 off on new phone. So I'd end up paying the same $169 or even less for a new iPhone 4S. The Asurion coverage I paid all these months are good for nothing.
    I suspected Verizon gets a percentage from Asurion. I will file a complaint with BBB.
    Get apple care. Avoid Asurion like a plague. I've heard people say Asurion gave them refurbished phones after charging them deductible. Google it. A lots of horror stories.
    >>Edited to comply with the Verizon Wireless Terms of Service <<
    Message was edited by: Verizon Moderator

  • Can apple replace my stolen iphone? i bought apple care but not insurance from cspire.

    its just not fair. apple should at least make sure its stolen. apple care should cover theft. now i know the reason they wont replace apple products, because someone could easily say their iphone got stolen and didnt even have a phone in the firt place. Thats understandable but cant they check my records? ANYTHING! Check with my provider. Cspire knows my phone has been stolen for over a month. IT`s Gone. please! i dont want any other phone ! my account is still active. its suspended but not shut down. please ! is there anything i can do BESIDES find my iphone . that app is useless at times like this!

    It's a good idea to check the terms of your insurance first. Some companies will raise your rates as soon as you make any kind of claim, no matter how small, and the deductible may be so high that making a claim is not worthwhile.
    Sorry for the loss of your phone. It's a huge pain, I know.

  • Apple care is useless in India. I bought an iPhone 5 from a Maple store in June 2013.  Also got convinced at the store and purchased an additional Insurance worth Rs 1000 at the same time. The iPhone 5 has a very poor battery life. Needed to be charged at

    Apple care has been of absolutely no help to me. My 10 month old iPhone 5 stopped charging one fine day and Apple denies any responsibility for  the same. Between my Family of 4, we Re currently using 5 Apple devices. Am so disappointed with the service from Apple. Although my cell phone is well within the warranty period , I have been denied a replacement. And the Shield Insurance that I purchased is now declining the insurance amount even. They insist I prove that it is an accidental damage. And Apple refuses to cover what they choose to call a 'physical damage'. So where does that leave me ?!

    I cannot see the damage. But the screening centre has pics showing it is damaged. Apple refuses to cover a physical damage. But the reason the device is damaged could only be coz it had a poor battery life from start. The iPhone 5 is infamous for the same. We all know it. Apple conveniently denies responsibility.
    And the Insurance company says it covers only accidental damage. Now how am I to prove an 'accidental' damage ? Unless I lie to them....

  • HT4528 I just ordered 2 new iPhones from Verizon.  Can I purchase Apple Care on them?

    I just ordered new iPhones from Verizon. Can I purchase Apple Care on these since I didn't get them directly from Apple?

    Yes. See the information here, particularly the "Important Notes":
    http://www.apple.com/support/products/iphone.html
    Since you haven't yet taken delivery of the iPhones I'm not sure how Apple will handle it.
    Regards.

  • Apple Care & ATT insurance doesn't cover shattered phone - why?

    Purchased iPhone 4S + Apple Care $99 + AT&T insurance but when I shattered the phone into 8 pieces after 11 months (hit concrete on top corner with Speck case on), Apple said this is not covered and AT&T wants $200 for a refurbished replacement.  What should I have done better to get a replacement for a more reasonable amount?  I'd like to know for the next phone I'll upgrade to in May 2013 when I am eligible.  In meantime, am using 3G with VERY limited ability.
    SAD!

    AppleCare has never covered user caused damage - it provides
    protection against manufacturing defects. I do not know the provisions
    of AT&T insurance so I cannot comment, but you should have been
    given documentation when you signed up for the AT&T insurance or
    find it on the AT&T website.
    Do you have AppleCare or AppleCare+? Provisions are different and
    details are at Apple.com
    $199 US is the price for out of warranty replacement on an iPhone 4S.
    Check with Speck to see if they provide any assistance/coverage for
    using their case.

  • If i have apple care and i got my computer under as year ago is it still coved under insurance if i cracked my screen

    if i have apple care and i got my computer under as year ago is it still coved under insurance if i cracked my screen

    applecare doesnt cover damage unless is is caused by a manufacturing defect.

  • If i buy iPhone from verizon can i still purchase apple care

    If I buy my phone from verizon can I still purchase apple care plan from apple?

    You sound really certain about this -- but Apple's current info page for AppleCare+ says "AppleCare+ must be purchased together with new covered equipment." (bottom of this page: http://www.apple.com/support/products/iphone.html )
    And AppleCare isn't one of the "accessories" Verizon seems to let you order with the phone. So wouldn't this mean it's impossible to order it from Verizon and get AppleCare?

  • I purchased my iPad and the apple care insurance from apples website, i received my iPad but didn't receive my apple care papers, should I have received any paperwork for that?

    I purchased my iPad and the apple care insurance from apples website, I received my iPad but didn't receive my apple care papers, should I have received any paperwork for that?

    When purchased together, AppleCare is automatically activated and applied to your device, so no proof or registration is usually required. Apple usually sends documentation of coverage after a few days, though. If you didn't receive the documentation, it may have been lost in the mail. You can confirm coverage here:
    https://selfsolve.apple.com/agreementWarrantyDynamic.do
    If that doesn't show the correct coverage (the expiration should be two years from your date of purchase) and it's been at least a couple of weeks since you purchased, call Apple support, ask to speak with someone in AppleCare Plan Administration, and explain the mistake to them.
    Regards.

  • Apple Care vs Verizon's Total Equipment Coverage

    Which makes more sense for a 32GB 4S?

    Depends on the person. Are you accident prone? Would you want to (or be able to) pay full retail for a replacement phone if you damaged it in some way that wasn't covered under the 1 yr manufacturer's warranty? If your answer is yes to that then you might want to get the TEC coverage. If you aren't worried about damaging or losing your phone and you can afford to or wouldn't mind paying a lot for a replacement then skip it. Apple Care...do you need access to customer service over the phone more often than not? If so, Apple Care is good...otherwise, after the initial 90 days you will have to pay for phone support calls. If you worry about defects occurring after the 1 year warranty then Apple Care gives you that extra year. Just depends on what your needs are. I didn't get either...I was willing to risk the need to buy another phone if something happens. I also prefer to pay what I would for monthly coverage to a savings account set up to cover "luxury item rainy days" (things like my wireless phone that isn't required but I want it versus rainy day savings for home or car repairs for example).

  • Apple Care and Asurion?

    I've had my iphone 4s since May 2012 and have had Verizon's Asurion insurance to cover me in case of damage. A friend recently gave me Apple Care Protection Plan as a gift. Can I activate this Apple Care in addition to the insurance I have through Asurion? Will I have double protection or does one cancel the other out?
    Thanks!

    Apple Care can only be added during the first year, while the original warranty is still enforced. Apple Care+ has to be added within, I believe, 30 days. Even if you could activate Apple Care, it doesn't cover damage or loss/theft. Apple Care+ covers damage but not loss or theft.

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