Virus on iPhone?

Hi guys,
Something very strange happened today to my 4S (iOS 6).
I had the phone (screen locked) in my pocket when it played an email alert sound and vibrated, i pulled it out and looked at the screen and saw this message: "Your help is required regards unclaimed £8.5M at our financial institution.Pls contact me on Email: ***" with a 'Dismiss' button at the bottom.
This type of alert is quite unusual in that it appeared to shade out the whole lock screen and showed white text in the centre of the screen.
When i pressed 'Dismiss' the alert the message disappeared leaving the lock screen how i left it.
I decided to do the 6.0.1 update to try and make my phone secure. When i updated the phone crashed and ended up in recovery mode (with the connect to itunes picture displayed). Ive just arrived home and connected it to my mac. I have just restored the phone (itunes has downloaded 6.0.1) successfully and the alert has appeared again. Im not liking this much at all.
All help is appreciated!
Thanks
EDIT: This picture was taken after 6.0.1 restore, where no apps or personal settings were applied.
<Email Edited By Host>

That is not a virus. This is what is known as a "flash" or "class 0" message, generally meant to only be used by your wireless carrier to send system messages. Obviously, someone has figured out how to send spam messages to you using this system. You need to report this to your phone service provider.

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