Well, ive never had a credit card and when i am buying something, it pops up"payment information required" and then i click on none ( because i dont have cc) so then it says you still want to buy x item for x dollars? I Click yes, it says pinfo required r

what is

I'm not sure what you are asking exactly, but the accepted forms of payment are listed online at
http://support.apple.com/kb/HT5552
Note that there is no "bill me later" sort of option - you must enter one of the accepted forms of payment to be charged at the time of purchase.

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