What exactly can you do with NFC on WinPhone 8.1?

Hi
I was wondering when "exciting" things are gonna happen with NFC technology.  So, yeah, we can "share pictures, contacts and more" by tapping phones against each other.  Boring, especially when you think about it that with "old technology" like bluetooth you can share things without tapping phones against each other :-)
Yes, you can buy tags that let you automatically launch apps.  Handy, but not groundbreaking.
Yes, it can automatically pair to a quite expensive speaker (given the sound quality) when you put your phone on top of it.  My phone just pairs via bluetooth when I'm home, without having to put my phone on top of a speaker...
The really nice thing about NFC, I think, is that you could theoretically use it to go inside the metro by passing your phone along the reader instead of your usual metro card (cities like Amsterdam and London use NFC chips in their metrocards to go in and out of the metro).   If you have an accident, somebody else could theoretically tap your phone to see your health information, or telephone numbers of people to be warned.
You could easily connect your Visa/Master/Goldcard to your phone (via Wallet in WP's case) and pay "contactlessly".
Windows Phones have NFC for already a few years and nothing much happens around it.  Apple launches the Iphone6 and says that they are working on a payment system based on Visa+NFC.  I hope Microsoft doesn't miss this train...
So, what else could we do with NFC?

dietervanmarcke wrote: 
Windows Phones have NFC for already a few years and nothing much happens around it.  Apple launches the Iphone6 and says that they are working on a payment system based on Visa+NFC.  I hope Microsoft doesn't miss this train...?
Apple is not working on anything, they implemented an existing system and provide an app to use it. You can use any NFC equiped phone provided the carrier supports this which is where the problem lies, the carriers. Windows Phone has support for this functionality and has done so for almost two years.
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